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4412 S 86th Road, Bolivar, MO, 65613

5beds
5baths
5,124sqft
$999,900
$195price/sqft
$6,748/moest. monthly cost
$269,920/yrincome needed

About This Home

Exceptional new custom-built home on 5 scenic acres with a private pond, located in a quiet country subdivision with quick highway access. This thoughtfully designed home offers over 5,300 sq ft of finished living space with 5 bedrooms and 5 bathrooms. The expansive kitchen features all appliances, a gas cooktop, a pot filler, a custom hood vent, quartz countertops throughout, and a walk-in pantry with a small-appliance hideaway. Spacious primary suite includes a one-of-a-kind walk-in shower and tub enclosure, and a large walk-in closet. Storybook living room showcases oversized windows, a fireplace, and multiple access points to the wrap-around covered porch. The upper level offers a second living area, a half bath, and three bedrooms with walk-in closets, plus a full bath featuring a tiled tub/shower. The finished basement features a rec room, family room, additional bedroom, full bath, and an exercise or media room. Impressive 50x60 garage with three overhead doors. Private well and septic, in-ground propane tank, gas heat, Southwest Electric with 400-amp service. Broker/Owner

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

--
Bolivar Primary SchoolGrades K-24.3 mi
4/10
Bolivar Middle SchoolGrades 6-83.1 mi
8/10
Bolivar High SchoolGrades 9-124.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country,Barndominium
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Propane Cooktop,Pot Filler,Instant Hot Water,Propane Water Heater,Built-In Electric Oven,Ice Maker,Dryer,Washer,Exhaust Fan,Microwave,Water Softener Owned,Tankless Water Heater,Refrigerator,Disposal,Water Filtration
  • Laundry features: Main Level,W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Utility,Storage Space,Interior Entry,French Drain,Finished,Exterior Entry,Bath/Stubbed,Walk-Out Access,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Features

  • Crown Molding,Internet - Fiber Optic,Soaking Tub,Other Counters,High Ceilings,Walk-In Closet(s),Walk-in Shower,Wet Bar,High Speed Internet
  • Window features: Double Pane Windows
  • Flooring: Carpet,Engineered Hardwood,Luxury Vinyl,Tile
  • Fireplace features: Living Room,Propane
  • Fireplace: Yes
  • Attic: Access Only:No Stairs
  • Finished area below ground: 1,787
  • Finished area above ground: 3,337

Heating & Cooling

  • Heating features: Forced Air,Central,Zoned,Heat Pump,Electric,Propane
  • Cooling features: Central Air,Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 5,358
  • Total interior livable area: 5,124 sqft

Property

Details

  • Parcel number: N/A

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered,Front Porch,Wrap Around
  • Fencing: None
  • Waterfront features: Pond

Lot

  • Lot size: 5 Acres
  • Features: Acreage,Rolling Slope,Landscaped,Easements,Corner Lot

Parking

  • Total spaces: 9
  • Parking features: Basement,RV Garage,Oversized,Gravel,Garage Faces Rear,Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 9
  • Covered spaces: 9
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Winter Weather
Drought

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$868$10,416
Property Taxes $433$5,196
Electricity $391$4,695
Total$6,748$80,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$231,360/yr
40% on housing$202,440/yr
45% on housing$179,946/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 65613$171
Polk County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 65613$154
Polk County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Price change$1,110,000
2026-04-27Price change$1,125,000
2026-04-21Price change$1,145,000
2026-04-15Price change$1,150,000
2026-04-09Price change$1,120,000
2026-04-04Price change$1,125,000
2026-02-11Price change$1,175,000
2025-12-14Listed for sale$1,250,000

New Construction

AgentRobert M Partin
BrokeragePartin Roweton, LLC

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