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530/532 Woodside Ave, Cumberland, MD, 21502

6beds
--baths
2,080sqft
$57,000
$27price/sqft
$649/moest. monthly cost
$25,960/yrincome needed

About This Home

Getting Around

65
WalkingSomewhat Walkable
24
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

5/10
3/10
Washington Middle SchoolGrades 6-81.1 mi
6/10
Fort Hill High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Below Average
  • Year built: 1936

Materials

  • Foundation: Block
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 1040

Bedrooms & Bathrooms

  • Bedrooms: 6

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 3,120
  • Total interior livable area: 2,080 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 0122007610
  • Zoning: 0
  • Zoning description: Multi family duplex
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 1,960 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $288$3,456
Home Insurance *$36$432
Property Taxes $44$528
Electricity $281$3,374
Total$649$7,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,251/yr
40% on housing$19,470/yr
45% on housing$17,306/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$27This listing

vs Other Active Listings

Avg $/sqft

ZIP 21502$79
Allegany County$80

vs Homes Sold Last Month

Median $/sqft

ZIP 21502$109
Allegany County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-03Price change$75,000
2026-03-13Price change$85,000
2025-12-20Listed for sale$114,750

For Sale by Agent

AgentLucas J Wishmyer
BrokerageBurch Real Estate Group, LLC

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