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5514 SE HAMES ROAD, Belleview, FL, 34420

2beds
1baths
932sqft
$224,900
$241price/sqft
$1,632/moest. monthly cost
$65,280/yrincome needed

About This Home

Sitting on just over an acre in the heart of Belleview, this 2-bedroom, 1-bath residence brings plenty of flexibility to the table. The main home has been refreshed with new flooring, fresh interior paint and updated appliances. Out back, the detached ADU-style building offers its own electric, toilet, sink, bay garage door, and metal roof—ideal for a workshop, studio, office, storage, or a number of other possibilities. Add in B-2 Community Business zoning, and this property opens the door to residential, professional, retail, service-oriented, or mixed-use potential, subject to city approval. With multiple structures, plenty of usable space, and quick access to CR 484, US 441/301, shopping, dining, and everything Belleview has to offer, this is one of those properties that can work in more ways than one.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

4/10
7/10
Belleview Middle SchoolGrades 6-82.2 mi
3/10
Belleview High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1953

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Living Room/Dining Room Combo,Other,Primary Bedroom Main Floor,Thermostat
  • Flooring: Linoleum,Hardwood

Heating & Cooling

  • Heating features: Wall Units / Window Unit
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,580
  • Total interior livable area: 932 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 3828000000
  • Attached to another structure: Yes
  • Zoning: B2
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Exterior features: Lighting,Other
  • Has view: Yes
  • View description: City
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 1.06 Acres
  • Features: Cleared,City Lot,Oversized Lot

Parking

  • Total spaces: 1
  • Parking features: Driveway,Off Street,Other
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$164$1,968
Property Taxes $134$1,608
Electricity $197$2,366
Total$1,632$19,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,954/yr
40% on housing$48,960/yr
45% on housing$43,520/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 34420$136
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34420$161
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$224,900
2026-05-15Sold$125,000

For Sale by Agent

AgentSteven Billington
BrokerageEXP REALTY LLC

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