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12351 S 86th St, Papillion, NE, 68046

4beds
3baths
2,446sqft
$550,000
$225price/sqft
$4,099/moest. monthly cost
$163,960/yrincome needed

About This Home

The Home Company "Ellison" with walkout basement- 4 bedrooms, 2.5 baths, 3 car garage. Large windows in great room. Large drop zone off garage. Open kitchen with hidden pantry, stainless appliances, mantle & stone fireplace, owner's bath with tiled shower. A back staircase to the second floor is what gives the main living space a wide open concept. New 2nd floor layout creates open feel and additional closet space. Dual vanities in both 2nd floor baths. Lower level is unfinished but could be completed with 5th bedroom and 3/4 bath area. Passive radon and sprinkler included. All measurements approximate. Home is complete.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
23
BikeSomewhat Bikeable

Schools

8/10
9/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Stone,Masonite

Other

  • Builder name: The Home Company

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave
  • Laundry features: Vinyl Floor

Basement

  • Area: 1134

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Full,Unfinished

Bedroom2

  • Features: Wall/Wall Carpeting
  • Level: Second
  • Area: 129.8

Bedroom3

  • Features: Wall/Wall Carpeting, Walk-In Closet(s)
  • Level: Second
  • Area: 129.8

Bedroom4

  • Features: Wall/Wall Carpeting, Walk-In Closet(s)
  • Level: Second
  • Area: 143.64

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: 9'+ Ceiling, Engineered Wood
  • Level: Main
  • Area: 189.2

Family Room

  • Level: Main
  • Area: 298.76

Features

  • High Ceilings,Two Story Entry
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Direct-Vent Gas Fire
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,446

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,446
  • Total interior livable area: 2,446 sqft

Kitchen

  • Level: Main
  • Area: 135.28

Master Bathroom

  • Features: 3/4, Shower, Double Sinks

Master Bedroom

  • Features: Wall/Wall Carpeting, Ceiling Fan(s), Walk-In Closet(s)
  • Level: Second
  • Area: 224.84

Property

Details

  • Parcel number: 011617940

Features

  • Levels: Two
  • Patio & porch: Patio
  • Exterior features: Sprinkler System
  • Fencing: None

Lot

  • Lot size: 0.33 Acres
  • Features: Over 1/4 up to 1/2 Acre
  • Lot size dimensions: 93.1 x 174 x 72.7 x 174.4

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Strong Wind
Tornado
Cold Wave
Drought
Heat Wave
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance $379$4,548
Property Taxes $788$9,456
Electricity $151$1,812
Total$4,099$49,188

Income You'd Need if You Spent...

35% on housing$140,537/yr
40% on housing$122,970/yr
45% on housing$109,306/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 68046$189
Sarpy County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 68046$180
Sarpy County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$550,000
2026-02-13Listing removed$495,650
2025-12-15Pending sale$495,650

New Construction

AgentDoyle Ollis
BrokerageNebraska Realty

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