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1617 Rustic Oak Dr, Washington, IL, 61571

5beds
4baths
3,341sqft
$509,900
$153price/sqft
$4,056/moest. monthly cost
$162,240/yrincome needed

About This Home

Welcome to this stunning new construction home, where modern design meets unparalleled craftsmanship at 1617 Rustic Oak in Washington, IL. This expansive residence offers 3,341 square feet of thoughtfully finished space, including a fully finished basement, providing an abundance of room for both daily living and entertaining. With 5 spacious bedrooms and 3.5 bathrooms, this home is designed to accommodate a growing family with comfort and style. The interior showcases high-end finishes and modern fixtures throughout, creating a luxurious and polished feel. The kitchen is a true centerpiece, boasting a large walk-in pantry that provides ample storage and a touch of practical elegance. Retreat to the master suite, where you'll find custom walk-in closet shelving designed to keep your wardrobe organized and accessible. Every detail has been carefully selected to ensure a superior living experience.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Washington Middle SchoolGrades 5-81.6 mi
8/10
Lincoln Grade SchoolGrades PK-41.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame,Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range Hood,Microwave,Range,Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Daylight,Egress Window(s),Finished,Full

Bedroom1

  • Level: Upper
  • Dimensions: 15ft 6in x 14ft 6in

Bedroom2

  • Level: Upper
  • Dimensions: 12ft 0in x 11ft 0in

Bedroom3

  • Level: Upper
  • Dimensions: 12ft 0in x 11ft 0in

Bedroom4

  • Level: Upper
  • Dimensions: 12ft 0in x 11ft 0in

Bedroom5

  • Level: Basement
  • Dimensions: 15ft 0in x 11ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Family Room

  • Level: Basement
  • Dimensions: 16ft 0in x 15ft 0in

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,334
  • Total interior livable area: 3,341 sqft

Kitchen

  • Level: Main
  • Dimensions: 15ft 0in x 14ft 0in

Laundry

  • Level: Upper
  • Dimensions: 8ft 0in x 8ft 0in

Living Room

  • Level: Main
  • Dimensions: 16ft 0in x 15ft 0in

Main Level

  • Area: 1139

Other

  • Level: Main
  • Dimensions: 11ft 0in x 11ft 0in

Other

  • Level: Main
  • Dimensions: 10ft 0in x 9ft 0in

Other

  • Area: 1007

Recreation Room

  • Level: Basement
  • Dimensions: 16ft 0in x 15ft 0in

Upper Level

  • Area: 1195

Property

Details

  • Parcel number: 020210110011

Features

  • Levels: Two
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 0.31 Acres
  • Features: Level
  • Lot size dimensions: 80 x 165

Parking

  • Total spaces: 3
  • Parking features: Attached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$381$4,572
Property Taxes $841$10,092
Electricity $256$3,083
Total$4,056$48,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,062/yr
40% on housing$121,680/yr
45% on housing$108,160/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 61571$142
Tazewell County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 61571$127
Tazewell County$106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$524,900
2026-04-21Listed for sale$529,900
2026-03-30Listing removed$519,900
2026-02-27Price change$519,900
2026-02-09Price change$524,900
2025-12-15Listed for sale$539,900
2025-02-14Sold$35,000
2025-01-13Pending sale$44,900
2022-07-14Price change$44,900
2022-05-06Listed for sale$47,500

New Construction

AgentAdam J Merrick
BrokerageAdam Merrick Real Estate

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