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3491 Meadows Rd Lot 1, Cumberland Furnace, TN, 37051

4beds
3baths
2,942sqft
$669,900
$228price/sqft
$4,253/moest. monthly cost
$170,120/yrincome needed

About This Home

All pictures are example photos, but there’s time to make selections!. Stunning Smith Custom Construction on 1.57 acres! Welcome to your dream home. This brand-new 2942 sq ft home offers the perfect blend of luxury and comfort with 4 spacious bedrooms, 3 full bathrooms and a large bonus room perfect for a media space, office or playroom. Step inside and fall in love with the gourmet kitchen featuring upscale Café appliances, a sleek gas range and designer finishes throughout. The primary bedroom and 2 other bedrooms are conveniently located on the main level. The LARGE 17x16 primary features an oversized walk-in closet and en suite with large walk-in tiled shower with multiple shower heads. Bedrooms 2 and 3 are both 12x12; perfect for larger furniture! Upstairs you will find bedroom 4 which doubles as a second primary or teen suite as it features a full bath adjacent to the 17x16 bedroom with its own oversized walk-in closet. The bonus room is 22x21 and the possibilities with it are endless! Enjoy the outdoors from the covered front porch or read deck, both featuring beautiful cedar ceilings that add rustic charm to this modern home. This property offers the space and privacy you've been lookin for; perfect for entertaining or peaceful country living. Front of the home will have a window dormer above front porch. Schedule your showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Dishwasher,Disposal,Microwave,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),High Ceilings,Open Floorplan,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,942

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,942
  • Total interior livable area: 2,942 sqft

Property

Details

  • Special condition: Standard
  • Other equipment: Air Purifier

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Covered,Porch

Lot

  • Lot size: 1.57 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Hail
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,387$40,644
Home Insurance $287$3,444
Property Taxes $340$4,080
Electricity $239$2,868
Total$4,253$51,036

Income You'd Need if You Spent...

35% on housing$145,817/yr
40% on housing$127,590/yr
45% on housing$113,413/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 37051$243
Montgomery County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 37051$206
Montgomery County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Price change$669,900
2025-12-15Listed for sale$639,900

New Construction

AgentLauren Grey Woods
BrokerageCentury 21 Platinum Properties

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