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4260 Acoma Dr, Ormond Beach, FL, 32174

5beds
3baths
2,490sqft
$409,990
$165price/sqft
$2,984/moest. monthly cost
$119,360/yrincome needed

About This Home

Under Construction. Welcome to the Covington, an exquisite single-story floor plan designed with your modern lifestyle in mind. This spacious home offers 5 bedrooms, 3 bathrooms, and a 3-car garage, ensuring ample space for comfortable living and entertaining. The Covington features an open-concept layout that seamlessly integrates the living room, dining area, and kitchen, creating a perfect space for family gatherings and social occasions. The stylish kitchen is a chef’s dream, equipped with stainless steel appliances, a large center island with seating, and a walk-in pantry for ample storage. The primary bedroom, located for optimal privacy at the rear of the home, offers a serene retreat. It includes a luxurious en-suite bathroom complete with a walk-in closet, double vanity, and a spacious walk-in shower, providing both functionality and relaxation. In addition to the primary suite, the Covington includes three well-sized secondary bedrooms. These versatile rooms can serve as additional bedrooms, a home office, or even a fitness space. Two of these bedrooms share a bathroom, while the fourth bedroom has its own dedicated bathroom, adding an extra layer of convenience and flexibility. This home is open for self-touring 7 days a week. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
4/10
4/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder model: Covington
  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range
  • Laundry features: Laundry Room

Balcony Porch Lanai

  • Level: First
  • Area: 132
  • Dimensions: 11x12

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 11x12

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 11x12

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 143
  • Dimensions: 13x11

Bedroom5

  • Features: Built-in Closet
  • Level: First
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 143
  • Dimensions: 11x13

Features

  • Eating Space In Kitchen,Kitchen/Family Room Combo,Open Floorplan,Solid Surface Counters,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,090
  • Total interior livable area: 2,490 sqft

Kitchen

  • Level: First
  • Area: 255
  • Dimensions: 15x17

Living Room

  • Level: First
  • Area: 342
  • Dimensions: 19x18

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 208
  • Dimensions: 16x13

Property

Details

  • Parcel number: 3412315990000000150
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Sidewalk,Sprinkler Metered

Lot

  • Lot size: 9,365 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$402$4,824
Property Taxes $259$3,108
Electricity $250$3,007
Total$2,984$35,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,308/yr
40% on housing$89,520/yr
45% on housing$79,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 32174$159
Flagler County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 32174$197
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$409,990
2026-04-22Price change$414,990
2026-04-16Price change$419,990
2026-04-08Price change$424,990
2026-04-02Price change$429,990
2026-03-18Price change$434,990
2026-03-04Price change$429,990
2026-02-04Price change$434,990
2026-01-21Price change$439,990
2026-01-06Price change$454,990
2025-12-15Listed for sale$452,990

New Construction Spec

AgentStephen Cline
BrokerageDR HORTON REALTY OF CENTRAL FLORIDA LLC

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