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425 Fm 224 Rd, Coldspring, TX, 77331

4beds
4baths
4,153sqft
$1,495,000
$360price/sqft
$10,938/moest. monthly cost
$437,520/yrincome needed

About This Home

Situated on 2.47 unrestricted waterfront acres with more than 600 feet of shoreline, this exceptional property captures expansive open-water views and and a serene lakeside setting. Designed by the late Roger Rasbach, the renowned Houston architect celebrated for his environmentally conscious designs, the home is thoughtfully integrated into its surroundings with timeless materials and striking craftsmanship. Inside, the open concept living room features a multi-pitched ceiling clad in Canadian Fir, rich Mahogany walls and American Oak floors. A stone fireplace anchors the space, while bay windows on each side frame the waterfront views. With four bedrooms and four baths, the home offers space for gathering family and friends while embracing the relaxed pace of lake living. Whether it’s morning coffee from the screened-in porches, afternoons spent in the lap pool or evenings under the pergola, this property was designed for making lasting memories at the lake.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
3/10
3/10

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Electric Oven,Trash Compactor,Microwave,Electric Cooktop,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Crown Molding,Formal Entry/Foyer,High Ceilings,Vaulted Ceiling,En-Suite Bath,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 4,153
  • Total interior livable area: 4,153 sqft

Kitchen

  • Features: Island w/ Cooktop,Kitchen open to Family Room,Pantry,Walk-in Pantry

Master Bathroom

  • Features: Primary Bath: Double Sinks,Primary Bath: Jetted Tub

Property

Details

  • Parcel number: 39808

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Gunite
  • Patio & porch: Covered,Patio/Deck,Porch,Screened
  • Exterior features: Side Yard,Sprinkler System
  • Has spa: Yes
  • On waterfront: Yes
  • Waterfront features: Bulkhead,Lake Front

Lot

  • Lot size: 2.46 Acres
  • Features: Back Yard,Cleared,Waterfront,2 Up to 5 Acres

Parking

  • Parking features: Driveway Gate,No Garage,Circular Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Hurricane
Heat Wave
Ice Storm

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,559$90,708
Home Insurance *$1,550$18,600
Property Taxes $1,373$16,476
Electricity $456$5,472
Total$10,938$131,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$375,017/yr
40% on housing$328,140/yr
45% on housing$291,680/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$360This listing

vs Other Active Listings

Avg $/sqft

ZIP 77331$144
San Jacinto County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 77331
San Jacinto County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$1,495,000
2026-04-01Listing removed$1,395,000
2026-03-18Price change$1,395,000
2026-01-06Listed for sale$1,495,000
2025-12-15Listing removed$1,495,000
2025-10-21Price change$1,495,000
2025-09-01Listed for sale$1,590,000

For Sale by Agent

AgentEmily Schmitt
BrokerageCompass RE Texas, LLC - The Woodlands

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