34818 County Highway 36 #4, Vergas, MN, 56587
About This Home
LAKEFRONT CABIN ON SYBIL LAKE! Enjoy Panoramic Views, West-Facing Sunsets, and Maintenance-Free Living with this beautifully updated cabin in Sybil Shores Resort! Located on the north end of Crystal-Clear Sybil Lake, just 5 minutes from Vergas, this cabin sits right at the water’s edge, offering an unbeatable Front-Row Experience. With 76 ft. of Hard Sand-Bottom Shoreline, no back-row units, and nothing between you and the lake, you can relax on the shore or fish off the dock just steps away from your front door. Inside, the cabin has been Renovated Top to Bottom with fresh Beadboard Walls, new Vinyl Flooring, and an open, Studio-Style Layout that feels bright, inviting, and designed for easy lake living. With the sale, you’ll receive 1/7th Ownership of Sybil Shores Resort along with Exclusive Use of Cabin #4. Monthly dues are only $200, covering Lawncare, Taxes, Insurance, Garbage, and Common-Area Maintenance — giving you true Hassle-Free Lake Time all season long. Whether you’re seeking a Weekend Getaway or a Fishing Retreat, this is your chance to own Easy Lake Living at an Affordable Price!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1942
Materials
- Roof: Asphalt
- Construction materials: Concrete,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Electric Water Heater,Freezer,Microwave,Refrigerator
Basement
- Has basement: Yes
- Basement: Concrete
Bathroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- 3/4 bathrooms: 1
Deck
- Level: Main
- Area: 320
- Dimensions: 20 x 16
Features
- Finished area below ground: 0
- Finished area above ground: 508
Foyer
- Level: Main
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Ductless Mini-Split,Heat Pump,Wall Unit(s)
Informal Dining Room
- Level: Main
Interior Area
- Total structure area: 508
- Total interior livable area: 508 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Accessibility
- Accessibility features: No Stairs Internal,Other
Details
- Parcel number: 32000320212001Unit4
- Zoning description: Shoreline,Residential-Single Family
- Foundation area: 508
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio
- Has view: Yes
- View description: West,Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Association Access,Lake Front,Lake View,Shared,Waterfront Elevation(0-4),Lake Bottom(Sand)
- Frontage length: Water Frontage: 76
- Topography of land: Level,Walkout
Lot
- Lot size: 5,662 sqft
- Features: Accessible Shoreline,Tree Coverage - Light
- Lot size dimensions: 76 x 72
Parking
- Parking features: Gravel,Guest,Unassigned
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters in Otter Tail County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,137 | $13,644 |
| Home Insurance * | $92 | $1,104 |
| Property Taxes | $136 | $1,632 |
| Electricity | $170 | $2,050 |
| Total | $1,535 | $18,420 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-15 | Listed for sale | $250,000 |
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