




1059 Black Bear Dr, House Springs, MO, 63051
About This Home
New McBride Homes St. James 2-story 3 BR, 2.5 BA is ready now! Perfect for entertaining with an open floorplan, 6’ windows, wood laminate flooring, & a spacious family room with a ceiling fan. The kitchen features level 4 Brellin White 42” cabinets, breakfast bar, quartz countertops, & stainless-steel GE appliances. Dining area offers sliding glass doors leading to the backyard. Upstairs the primary suite has a walk-in closet & private bathroom with 5ft walk-in shower. 2 additional bedrooms, laundry area & a full bath add convenience. One car garage w/coach lights, matte black fixtures, ceiling fan prewires, main floor powder room, white 2 panel interior doors, & more! The LL includes ¾ bath rough-in for future finish. Located in House Springs, this community features 263 homesites off Bear Creek Road, just east of Gravois Road & Carol Park Road. Enjoy peace of mind with McBride Homes’ 10-year builders warranty & incredible customer service! Similar photos shown.
Getting Around
Schools
Construction
Condition
- New construction: Yes
Materials
- Construction materials: Frame,Vinyl Siding
Other
- Builder name: Mcbride Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Electric Range
Basement
- Has basement: Yes
- Basement: Concrete,Full
Bedroom2
- Level: Upper
- Area: 130
- Dimensions: 10x13
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: Main
- Area: 80
- Dimensions: 10x8
Family Room
- Level: Main
- Area: 221
- Dimensions: 13x17
Features
- Breakfast Room,Ceiling Fan(s),Entrance Foyer,Kitchen/Dining Room Combo,Open Floorplan,Pantry,Walk-In Closet(s)
- Finished area above ground: 1,378
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,378 sqft
Kitchen
- Level: Main
- Area: 81
- Dimensions: 9x9
Primary Bedroom
- Level: Upper
- Area: 182
- Dimensions: 14x13
Property
Details
- Parcel number: 0370350100101503
- Special condition: Standard
Features
- Levels: Two
Lot
- Features: Other
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Earthquake
- Hail
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,541 | $18,492 |
| Home Insurance * | $266 | $3,192 |
| Property Taxes | $203 | $2,436 |
| Electricity | $141 | $1,693 |
| Total | $2,151 | $25,812 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-06 | Price change | $304,900 |
| 2025-12-21 | Price change | $309,609 |
| 2025-12-16 | Listed for sale | $309,971 |
