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705 E Spruce St, Goldsboro, NC, 27530

6beds
6baths
2,594sqft
$410,000
$158price/sqft
$2,830/moest. monthly cost
$113,200/yrincome needed

About This Home

What?! A newer duplex completed in 2025 with house-hacking potential? Yes, you heard that right! This duplex, along with the sister property, is FHA and VA eligible and currently has renters in place, giving you the opportunity to start generating rental income from day one. This modern duplex features two thoughtfully designed units with contemporary finishes, efficient layouts, and low-maintenance construction. Whether you're looking to live in one unit and rent out the other or add a newer, income-producing property to your portfolio, this is an opportunity worth looking at. Located on a quiet street, the property offers the peace of mind that comes with a newer build, including updated systems, energy-efficient features, and minimal near-term maintenance concerns. And there's more! 208 S Leslie is also available for sale, creating a unique opportunity to purchase both properties and expand your investment footprint in the area. House hack it. Rent it. Build your portfolio. The choice is yours.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

2/10
Dillard Middle SchoolGrades 6-80.8 mi
2/10
Goldsboro High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Free-Standing Electric Range,Free-Standing Range,Free-Standing Refrigerator,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Inside,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Ceiling Fan(s),Double Vanity,Recessed Lighting,Stone Counters
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,594
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,594
  • Total interior livable area: 2,594 sqft

Property

Details

  • Parcel number: 09147282
  • Zoning: R-6
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Porch
  • Exterior features: Rain Gutters
  • Has view: Yes

Lot

  • Lot size: 9,147 sqft

Parking

  • Parking features: Driveway,No Garage,Parking Pad,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Heat Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Wayne County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$267$3,204
Property Taxes $249$2,988
Electricity $241$2,899
Total$2,830$33,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,028/yr
40% on housing$84,900/yr
45% on housing$75,466/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 27530$107
Wayne County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 27530$154
Wayne County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$398,999
2026-08-12Listing removed$410,000
2026-04-17Listed for sale$410,000
2026-04-13Listing removed$410,000
2026-02-25Price change$410,000
2026-01-23Listed for sale$420,000
2026-01-07Listing removed$1,600
2025-12-16Listed for rent$1,600

For Sale by Agent

AgentLeo Murphy
BrokerageMovil Realty

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