2040 Marion County Rd #3509, Jefferson, TX, 75657
About This Home
Discover the perfect blend of rustic charm and modern comfort in this 2-bedroom, 1-bath lodge tucked beneath a canopy of towering trees on the peaceful shores of Monterey Lake. Designed with warm wood accents and an open-concept layout, this retreat offers both relaxation and functionality. The spacious living area features a wood-burning stove and a striking deer antler chandelier, creating a cozy atmosphere framed by expansive windows that capture sweeping lake views. A well-equipped kitchen with a central island flows effortlessly into the dining and living spaces, making it ideal for entertaining family and friends. Step outside to enjoy direct water access with your own private boat ramp, fishing pier, and prime waterfront vistas. Whether you're casting a line, exploring the lake, or admiring the ancient cypress trees, natures beauty is always at your doorstep. Raised gardening beds provide the opportunity to grow fresh produce right at home. Practical upgrades include a Generac generator for peace of mind, and all current appliances and furniture convey with the sale, ensuring a move-in-ready experience. Perfectly positioned for convenience and escape, the property is located approximately 30 minutes from Shreveport, Louisiana and Jefferson, Texas, and just 15 minutes from the natural wonder of Caddo Lake. This rare Monterey Lake offering is ideal as a weekend retreat or a year-round residence, inviting you to relax, explore, and immerse yourself in the tranquility of waterfront living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1964
Materials
- Foundation: Pillar/Post/Pier
- Roof: Composition
- Construction materials: Wood/Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Elec Range/Oven,Free-Standing Range,Microwave,Refrigerator,Washer,Dryer,Gas Water Heater
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bathroom
- Features: Shower Only
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s),Ceiling Fans,Eat-in Kitchen
- Flooring: Vinyl,Tile
- Number of fireplaces: 2
- Fireplace features: Wood Burning,Gas Log,Living Room,Bedroom
- Fireplace: Yes
Heating & Cooling
- Heating features: Central Electric
- Cooling features: Central Electric,Window Unit(s)
Interior Area
- Total interior livable area: 1,500 sqft
Property
Details
- Parcel number: 28183 41697
- Exclusions: personal
Features
- Levels: One
- Stories: 1
- Pool features: None
- Fencing: None
- Has water view: Yes
- Waterfront features: Waterfront
- Residential vegetation: Partially Wooded
- Living area range: 1000-1500
Lot
- Lot size: 0.50 Acres
Parking
- Parking features: No Garage,None,Natural
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Hail
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $986 | $11,832 |
| Home Insurance * | $170 | $2,040 |
| Property Taxes | $146 | $1,752 |
| Electricity | $238 | $2,859 |
| Total | $1,540 | $18,480 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $195,000 |
| 2025-12-16 | Listed for sale | $225,000 |
View on Zillow