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12681 SE 54th Ave, Belleview, FL, 34420

3beds
2baths
2,431sqft
$349,900
$144price/sqft
$2,654/moest. monthly cost
$106,160/yrincome needed

About This Home

PRICE REDUCTION! OWNER MOTIVATED! Discover your own private oasis on .62 acres, perfectly positioned close to everything—yet tucked away for peace and privacy. This meticulously maintained, custom built home includes 3-bedroom plus office, 2-bath home sits on a rare double lot with no neighbors on one side and offers lasting privacy and protection from future development. Relax on the charming side porch, or enjoy the light-filled enclosed front porch, thoughtfully transformed into a bright and functional home office. Step inside to find vaulted ceilings, newer flooring throughout the main living areas, and a spacious, well-designed layout ideal for everyday living and entertaining. Feel comfort in this bright, open and statigically flowing floor plan. The primary suite is a true retreat, featuring double vanities and a generously sized walk-in closet. A separate indoor laundry room with utility sink adds convenience to daily life. Major updates provide peace of mind, including a newer A/C and water heater, water softener system, and a roof just one year old. Outside, the possibilities are endless with an attached two-car garage, a detached two-car garage with electric, an additional powered shed, and a cleared backyard with no overhanging trees—perfect for storm-season confidence and future plans. Additional highlights include gutters, sprinkler system, well and septic, and ample space to spread out and enjoy the outdoors. This home seamlessly blends comfort, privacy, and long-term peace of mind—and best of all, NO HOA! Conveniently located just 15 minutes from The Villages and 15 minutes from Ocala, you truly get the best of both worlds.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
7/10
Belleview Middle SchoolGrades 6-82.8 mi
3/10
Belleview High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 143
  • Dimensions: 11x13

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dinette

  • Features: No Closet
  • Level: First
  • Area: 84
  • Dimensions: 7x12

Dining Room

  • Features: No Closet
  • Level: First
  • Area: 144
  • Dimensions: 9x16

Features

  • Ceiling Fan(s),High Ceilings,Split Bedroom,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Tile,Vinyl

Great Room

  • Features: No Closet
  • Level: First
  • Area: 336
  • Dimensions: 16x21

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,704
  • Total interior livable area: 2,431 sqft

Kitchen

  • Features: Storage Closet
  • Level: First
  • Area: 108
  • Dimensions: 9x12

Laundry

  • Features: No Closet
  • Level: First
  • Area: 56
  • Dimensions: 7x8

Office

  • Features: No Closet
  • Level: First
  • Area: 70
  • Dimensions: 7x10

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 210
  • Dimensions: 14x15

Property

Details

  • Parcel number: 4136013009
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Side Porch
  • Exterior features: Lighting,Private Mailbox,Rain Gutters,Storage
  • Fencing: Other,Wood

Lot

  • Lot size: 0.62 Acres
  • Lot size dimensions: 100 x 140

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$256$3,072
Property Taxes $385$4,620
Electricity $244$2,935
Total$2,654$31,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,994/yr
40% on housing$79,620/yr
45% on housing$70,773/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 34420$135
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34420$161
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$359,900
2026-01-16Listed for sale$369,900
2026-01-01Listing removed$370,000
2025-10-29Price change$370,000
2025-09-05Price change$380,000
2025-08-19Price change$399,000
2025-07-08Price change$410,000
2025-06-14Listed for sale$415,000

For Sale by Agent

AgentKarey Team Yarborough
BrokerageSELLSTATE SUPERIOR REALTY

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