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7120 Brookwater Way, Stillwater, OK, 74074

5beds
3baths
2,483sqft
$459,000
$185price/sqft
$3,330/moest. monthly cost
$133,200/yrincome needed

About This Home

Welcome to this stunning new one-story home featuring a light filled entry that set the tone for a modern, open floor plan. 5 bedrooms and 2.5 baths provide flexible living spaces for a large family, guests, or a dedicated home office. Distinctive hardwood floors flow throughout the living spaces for a warm, cohesive feel. Tile floors in bathrooms and laundry room for durability and easy cleaning. Carpet in the bedrooms for comfort and quiet. The open-concept great room seamlessly connects to the chef-inspired kitchen with generous island, making entertainment effortless. Primary suite offers tranquil retreat with spa-like ensuite and separate large walk in closets; additional bedrooms share a convenient full bath. A dedicated hobby room provides a private space for projects, games, or a personal sanctuary. From the attached garage, enter through the a well-appointed mudroom with built-in storage, cubbies, and hooks-perfect for organizing daily gear and keeping mess at bay. Outdoor entertaining takes center stage with a spacious patio designed for gathering family and friends, and seamless indoor-outdoor living

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
5/10
7/10
Perkins-Tryon High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Composition
  • Construction materials: Brick Veneer,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Dishwasher,Disposal

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Fireplace features: Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,483
  • Total interior livable area: 2,483 sqft

Property

Details

  • Zoning description: NONE

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 0.50 Acres
  • Lot size dimensions: .50

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Ice Storm
Strong Wind
Winter Weather
Drought
Heat Wave
Wildfire

FEMA Declared Disasters in Payne County and Oklahoma

Fire
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,320$27,840
Home Insurance $532$6,384
Property Taxes $294$3,528
Electricity $184$2,216
Total$3,330$39,960

Income You'd Need if You Spent...

35% on housing$114,171/yr
40% on housing$99,900/yr
45% on housing$88,800/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 74074$179
Payne County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 74074$169
Payne County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-25Listed for sale$459,400
2026-01-23Listing removed$459,500
2025-12-16Listed for sale$459,500

For Sale by Agent

AgentPaula Weatherly
BrokerageMcGraw Realtors @ Memorial

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