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3305 Dijamant Loop SE, Rio Rancho, NM, 87124

3beds
2baths
1,420sqft
$414,990
$292price/sqft
$2,594/moest. monthly cost
$103,760/yrincome needed

About This Home

Minutes from Intel and Rust Medical on Unser and West Side! April move in! The Sophia is a well-designed 1 story new home floorplan in where convenience meets charm. Offering 3 bedrooms, 2 bathrooms, within 1,420 square feet, the Sophia is tailored for relaxed living with just the right amount of space. Curb appeal shines through with exterior elevation options that reflect a modern desert aesthetic. Inside, the Sophia's layout centers around a fluid, open-concept space that merges the kitchen, dining, and living areas. The kitchen comes equipped with a spacious kitchen island, a decorative tile backsplash, Whirlpool(r) stainless steel appliances and coordinated cabinetry. Large windows bring in natural light. The generous living space is perfect for winding down or welcoming company.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
Joe Harris ElementaryGrades K-50.5 mi
7/10
7/10
Rio Rancho High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Tile
  • Construction materials: Frame,Synthetic Stucco

Other

  • Builder name: D.R Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Disposal,Microwave
  • Laundry features: Electric Dryer Hookup

Bedroom2

  • Level: Main
  • Area: 113.3

Bedroom3

  • Level: Main
  • Area: 113.3

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 177.63

Features

  • Dual Sinks,Main Level Primary,Shower Only,Separate Shower
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 1,420
  • Total interior livable area: 1,420 sqft

Kitchen

  • Level: Main
  • Area: 100

Living Room

  • Level: Main
  • Area: 226.84

Primary Bedroom

  • Level: Main
  • Area: 150.37

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1010067075206
  • Zoning description: R-3

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Private Yard,Sprinkler/Irrigation
  • Fencing: Wall

Lot

  • Lot size: 5,662 sqft
  • Features: Landscaped,Planned Unit Development,Xeriscape

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Sandoval County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$120$1,440
Property Taxes $228$2,736
Electricity $148$1,780
Total$2,594$31,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,937/yr
40% on housing$77,820/yr
45% on housing$69,173/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 87124$190
Sandoval County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 87124
Sandoval County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$409,990
2026-04-29Price change$414,990
2026-04-07Price change$419,990
2026-03-29Price change$421,990
2026-03-09Price change$419,990
2026-02-23Price change$418,030
2026-02-20Price change$418,060
2026-01-20Price change$417,210
2025-12-16Listed for sale$425,840

New Construction Spec

AgentLawrence Otero
BrokerageD.R. Horton, Inc.

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