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186 Kelly Way, Sparks, MD, 21152

3beds
3baths
2,180sqft
$749,990
$344price/sqft
$4,923/moest. monthly cost
$196,920/yrincome needed

About This Home

The Hamlin for a May move-in, is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-plan layout connecting a multi-functional kitchen, with island seating, quartz countertops and light gray staggered height cabinets. The lovely dining room adjoins the welcoming Great Room, which features sliding-glass doors to your deck that’s perfect for morning coffee and starlight dining. A luxurious owner’s suite features a spa-inspired bathroom. Topping off the suite is a walk-in closet, double vanity and a walk-in shower with seat. A secondary bedroom and full bath off the foyer provides a secluded retreat for family members or overnight guests. The basement has a convenient areaway to the back yard, a finished rec room, 3rd bedroom and a full bath. Photos are for reference only and may differ from actual home being offered.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

10/10
Sparks Elementary SchoolGrades K-52.3 mi
9/10
Hereford Middle SchoolGrades 6-84.3 mi
10/10
Hereford High SchoolGrades 9-126.1 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: HardiPlank Type

Other

  • Builder model: Hamlin
  • Builder name: Lennar

Type & Style

  • Home type: Townhouse
  • Architectural style: Villa
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Oven/Range - Gas,Stainless Steel Appliance(s),Tankless Water Heater
  • Laundry features: Main Level

Basement

  • Area: 703

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Combination Dining/Living,Combination Kitchen/Dining,Combination Kitchen/Living,Crown Molding,Dining Area,Entry Level Bedroom,Open Floorplan,Kitchen Island,Primary Bath(s),Recessed Lighting,Walk-In Closet(s),9'+ Ceilings
  • Flooring: Carpet,Ceramic Tile
  • Finished area below ground: 703
  • Finished area above ground: 1,477

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,959
  • Total interior livable area: 2,180 sqft

Property

Accessibility

  • Accessibility features: Doors - Lever Handle(s),Accessible Entrance

Details

  • Parcel number: 04082500020742
  • Zoning: X
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 4,191 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Concrete,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Winter Weather
Cold Wave
Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$251$3,012
Property Taxes $599$7,188
Electricity $281$3,374
Total$4,923$59,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,788/yr
40% on housing$147,690/yr
45% on housing$131,280/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$344This listing

vs Other Active Listings

Avg $/sqft

ZIP 21152$295
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21152$325
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-28Price change$793,090
2026-02-13Price change$788,090
2026-01-19Price change$788,990
2026-01-09Price change$767,990
2025-12-17Listed for sale$752,990

New Construction Spec

AgentLou Chirgott
BrokerageCore Maryland Real Estate LLC

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