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188 Kelly Way, Sparks, MD, 21152

4beds
5baths
2,180sqft
$799,990
$367price/sqft
$5,232/moest. monthly cost
$209,280/yrincome needed

About This Home

The Jefferson is a beautifully designed two-story home with a June/July move-in, offering a low-maintenance lifestyle without sacrificing space or style. The thoughtfully planned layout features a first-floor owner’s suite, flexible living space ideal for dining or entertaining, and an open kitchen and family room highlighted by soaring ceilings. The owner’s suite is a true retreat, complete with two walk-in closets and a spa-inspired bath featuring a quartz-topped double vanity and a spacious seated shower. The kitchen showcases Designer Select finishes, including staggered-height Maple Slate cabinetry, Iced White Quartz countertops, and a full suite of stainless-steel appliances. Enjoy a 5-burner gas cooktop, direct-vent range hood, built-in microwave, counter-depth French-door refrigerator with water and ice dispenser, and a hidden-control dishwasher—style and convenience combined. Sliding glass doors from the family room open to a screened-in porch, perfect for relaxing with a good book, with stairs leading to the rear yard for even more outdoor enjoyment. Upstairs, a central loft is flanked by two secondary bedrooms with a shared bath, while a third bedroom with an en-suite bath offers privacy for guests. An additional finished space with a walk-in closet provides flexibility for an office, craft room, or extra storage. The full basement expands your living options with a finished recreation room, full bathroom, and areaway to the rear yard—ideal for entertaining, relaxing, or hosting visitors. The exterior is just as impressive, featuring a covered front porch, horizontal cement board lap siding, and stone and batten accents that enhance curb appeal while keeping maintenance to a minimum. Heights at Hunt Valley is a new 55+ community, thoughtfully designed in intimate clusters of three homes. Residents enjoy an active lifestyle with multi-use trails, a fire pit, and grilling area. It’s the perfect place to downsize while staying close to family, shopping, dining, and entertainment at Hunt Valley Towne Centre and Towson Town Center, as well as nearby healthcare facilities including St. Joseph’s, GBMC, and Johns Hopkins. Photos are for reference only and may differ from the actual home. Prices, options, and availability are subject to change without notice.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

10/10
Sparks Elementary SchoolGrades K-52.3 mi
9/10
Hereford Middle SchoolGrades 6-84.3 mi
10/10
Hereford High SchoolGrades 9-126.1 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: HardiPlank Type,Stick Built,Stone

Other

  • Builder model: Jefferson
  • Builder name: LENNAR

Type & Style

  • Home type: Townhouse
  • Architectural style: Villa
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Double Oven,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater
  • Laundry features: Main Level

Basement

  • Area: 703

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Combination Kitchen/Living,Crown Molding,Dining Area,Entry Level Bedroom,Open Floorplan,Kitchen - Gourmet,Kitchen Island,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),9'+ Ceilings
  • Window features: Low Emissivity Windows,Screens,Vinyl Clad
  • Flooring: Carpet,Ceramic Tile
  • Finished area below ground: 703
  • Finished area above ground: 1,477

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,180
  • Total interior livable area: 2,180 sqft

Property

Accessibility

  • Accessibility features: Doors - Lever Handle(s),Accessible Entrance

Details

  • Parcel number: 04082500020743
  • Zoning: X
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Screened
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 3,556 sqft
  • Features: Backs - Open Common Area,Interior Lot,Level,Rear Yard
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 3
  • Parking features: Inside Entrance,Garage Faces Front,Concrete,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Winter Weather
Cold Wave
Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$267$3,204
Property Taxes $639$7,668
Electricity $281$3,374
Total$5,232$62,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,382/yr
40% on housing$156,960/yr
45% on housing$139,520/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 21152$294
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21152$325
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-28Price change$829,990
2026-02-09Price change$824,990
2025-12-17Listed for sale$769,990

New Construction Spec

AgentLou Chirgott
BrokerageCore Maryland Real Estate LLC

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