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510 Upas St, San Diego, CA, 92103

25beds
23baths
0sqft
$4,250,000
--price/sqft
$24,836/moest. monthly cost
$993,440/yrincome needed

About This Home

Location Location Location! Wow, steps from Balboa park, unlimited shopping and restaurants within walking distance. Most units have been updated and a mix of newer tenants and long term tenants. Plenty of low hanging fruit.

Getting Around

92
WalkingWalker's Paradise
51
TransitGood Transit
69
BikeBikeable

Schools

7/10
6/10
San Diego High SchoolGrades 9-121.5 mi

Construction

Materials

  • Construction materials: Other/Remarks

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 25
  • Bathrooms: 23
  • Full bathrooms: 23

Cooling

  • Cooling features: Wall/Window

Features

  • Flooring: Other/Remarks

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 4525550600
  • Zoning: COMMERCIAL
  • Zoning description: COMMERCIAL

Features

  • Stories: 2

Lot

  • Lot size: 6,969 sqft

Parking

  • Parking features: Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $21,490$257,880
Home Insurance *$576$6,912
Property Taxes $2,372$28,464
Electricity $398$4,786
Total$24,836$298,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$851,520/yr
40% on housing$745,080/yr
45% on housing$662,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 92103$719
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92103$928
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$4,250,000
2025-12-16Listed for sale$4,500,000

For Sale by Agent

AgentRyan Donigan
BrokerageUtopia Real Estate

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