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520 Division St, Fernandina Beach, FL, 32034

2beds
2baths
1,045sqft
$439,000
$420price/sqft
$2,967/moest. monthly cost
$118,680/yrincome needed

About This Home

Welcome to this brand-new 2 bedroom, 2 bath island bungalow ideally located in the heart of Fernandina. Designed with style and efficiency in mind, this new construction single story home features 9’ ceilings, wood style luxury vinyl plank flooring throughout, and a vaulted living area that creates a bright, open, and inviting living space. Coastal charm meets modern luxury with the stylish kitchen featuring shaker-style cabinetry, quartzite countertops, and Samsung appliances with a convenient under-counter microwave - perfect for both everyday living and entertaining. The home is further enhanced by 2-panel Craftsman-style interior doors and thoughtfully selected designer lighting and ceiling fans. The primary suite offers a spa-inspired zero-entry walk-in shower with tile surrounds, elevated finishes, a tray ceiling, and a generous custom closet. A second bedroom complements the efficient floor plan, while a dedicated laundry room and side entry add convenience. Both bathrooms showcase design tile flooring, wainscoting accents, and upscale details. Built for comfort and efficiency with spray foam insulation and an on-demand electric tankless water heater. The paver driveway and partially fenced yard provide easy outdoor living, with ample space to add a 20’ x 30’ ADU/Garage with separate living space or studio! This move-in-ready island home delivers modern comfort with a relaxed coastal lifestyle. Just a short bike ride to the riverfront, shopping and eclectic restaurants of historic Fernandina Beach and less than 2 miles to the ocean! Close to Fernandina Beach "A" Rated Nassau County Schools, healthcare, and more.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

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6/10
Fernandina Beach High SchoolGrades PK,3,8-120.5 mi
10/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Frame

Other

  • Builder name: Coastal Contractors

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Vaulted Ceiling(s)
  • Window features: Insulated Windows,Vinyl

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,045
  • Total interior livable area: 1,045 sqft

Property

Details

  • Parcel number: 0000311800021506A1
  • Zoning: R-2
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 5,000 sqft
  • Lot size dimensions: 100 x 50

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes