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307 Ross Rd, Mineral Bluff, GA, 30559

2beds
2baths
1,680sqft
$499,900
$298price/sqft
$3,092/moest. monthly cost
$123,680/yrincome needed

About This Home

Experience modern mountain living at its finest in this beautifully crafted 2025 new-construction home, ideally situated on 1.65 private, unrestricted acres in highly desirable Fannin County. Designed with comfort, style, and functionality in mind, this single-level ranch-style retreat offers 2 bedrooms, 2 bathrooms, and quality finishes throughout. Inside, the open-concept layout welcomes you with a spacious family and dining room combination highlighted by cathedral ceilings, a striking fireplace, and abundant windows that fill the space with natural light and showcase peaceful wooded views. The kitchen offers an inviting eat-in bar ideal for casual dining, complemented by luxury vinyl plank flooring and a tasteful blend of wood and tile finishes that create both warmth and low-maintenance living. A pantry adds convenience and storage. The owner's suite provides a relaxing retreat with a walk-in closet and a beautifully designed ensuite bathroom featuring a tile shower, double vanity, and linen closet. The second bedroom is generously sized and located near the second full bath, perfect for guests or family. Both bedrooms are large enough to fit a king-size bed with plenty of room for other furnishings. The exterior features low-maintenance Smart Siding, a durable metal roof, and expansive outdoor living spaces to enjoy the serene, wooded surroundings. A 10' x 42' main-level deck provides the ideal space for morning coffee or evening relaxation. Below, you'll find a 420 sq ft heated and cooled unfinished basement (exterior access only)—ready to become storage, a bunk room, man cave, or whatever fits your vision. The 840 sq ft covered lower-level deck includes water and power, making it perfect for a hot tub and creating your ultimate party or entertainment area. No restrictions give you the freedom to use the property as you wish. Whether you're looking for a full-time residence, weekend escape, or a lucrative vacation rental, this brand-new, move-in-ready home of

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
7/10
5/10
Fannin County High SchoolGrades 9-128.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Metal
  • Construction materials: Frame,Composite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Country,Craftsman
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave,Dishwasher,Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Pantry,Ceiling Fan(s),Cathedral Ceiling(s),Sheetrock,Eat-in Kitchen,High Speed Internet
  • Window features: Insulated Windows,Screens
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Ventless
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0029 04208

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Open
  • Exterior features: Private Yard,Fire Pit
  • Has view: Yes
  • View description: Year Round,Trees/Woods
  • Frontage type: Road
  • Topography of land: Sloping

Lot

  • Lot size: 1.65 Acres

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Landslide
Wildfire
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$180$2,160
Property Taxes $166$1,992
Electricity $219$2,637
Total$3,092$37,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,011/yr
40% on housing$92,760/yr
45% on housing$82,453/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 30559$249
Fannin County$279

vs Homes Sold Last Month

Median $/sqft

ZIP 30559
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Price change$499,900
2026-04-06Price change$524,900
2026-02-25Price change$539,900
2025-12-17Listed for sale$549,900

New Construction

AgentRoger Remington, Coldwell Banker High Country Realty - Blue Ridge, Tanya Davenport, Coldwell Banker High Country Realty - Blue Ridge
BrokerageColdwell Banker High Country Realty - Blue Ridge

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