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395 Madison St #2120, Huntsville, AR, 72740

3beds
3baths
0sqft
$649,500
--price/sqft
$4,035/moest. monthly cost
$161,400/yrincome needed

About This Home

Welcome to peaceful country living in Northwest Arkansas! This spacious 2,934 sq ft home sits on approximately 2 acres and offers a desirable open floor plan designed for both comfort and entertaining. The home features 3 bedrooms and 2.5 bathrooms, along with a large 2-car garage, sunroom, and inviting front and back porches-perfect for enjoying the quiet rural setting. The house is furnished with a cozy gas fireplace, gas hot water heater, and central heat and air with dual heating and four separate zones, providing year-round comfort and efficiency. The property is exceptionally well-equipped with outbuildings, including a 20x30 garage with shelving and an impressive 40x70 heated drive-through shop featuring approximately 16-foot doors, ideal for equipment, RVs, or workshop use. Two 500-gallon propane tanks serve the property-one dedicated to the home and one to the shop. With generous living space, excellent storage and shop facilities, and a peaceful country location, this property offers the perfect blend of functionality, comfort, and rural charm.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

8/10
7/10
Kingston High SchoolGrades 7-125.3 mi
6/10
Jasper Elementary SchoolGrades PK-621.9 mi

Construction

Condition

  • Year built: 2013

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Propane,Zoned
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Open

Property

Details

  • Lease amount: 0

Features

  • Patio & porch: Covered Porch,Open Porch
  • Exterior features: Utilities
  • Has view: Yes
  • View description: Scenic,Wooded

Lot

  • Lot size: 2,934 sqft

Parking

  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Landslide

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,284$39,408
Home Insurance $444$5,328
Property Taxes $173$2,076
Electricity $134$1,616
Total$4,035$48,420

Income You'd Need if You Spent...

35% on housing$138,342/yr
40% on housing$121,050/yr
45% on housing$107,600/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 72740$234
Madison County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 72740$172
Madison County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$750,000
2025-12-17Listed for sale$795,000

For Sale by Agent

AgentPhilip Bolinger
BrokerageBolinger's Real Estate

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