




208 Murdock Spruce, Bakersville, NC, 28705
About This Home
2,132 sq ft of Mountain Serenity on 1.39 Unrestricted Acres-No "HOA fees". Well maintained all-brick ranch 4- bedroom/3-bath home your gateway to true Appalachian bliss. Wake up to the sound of a year-round stream and cool mountain air in this private, move-in-ready retreat just minutes from Bakersville and Penland School of Crafts. With two full primary suites and flexible living space, this home offers the rare opportunity for multi-generational living, rental income or your own peaceful escape in the Blue Ridge Mountains.: Large Living Room features shiny refinished Oak Hardwood Floors and a beautiful Native-Stone Fireplace with new gas logs, perfect for cozy evenings. Spacious & Functional Kitchen - Timeless style that never goes out of date- This well-laid-out design that makes cooking a delightful experience; Bright and Inviting offering everything you need for comfortable living and easy entertaining. Key Features: **New Stainless steel refrigerator and black/stainless range **New Built-in dishwasher **Warm oak cabinetry with plenty of storage; **Double sink with window overlooking the creek (great natural light!) **New Granite Countertops- durable workspace and a touch of elegance, **Tiled flooring **Updated lighting **Spacious pantry for effortless organization. **Generous peninsula/breakfast bar New Energy-efficient windows; Updated bathrooms with modern fixtures and durable tile flooring; Spacious laundry with tile floor and outdoor exit. New Ceiling fans. Efficient heat pump and durable metal roof for worry-free living; 2-expansive primary suites, each with private en-suites-one fully handicap-accessible shower with zero-step entry and grab bars. Standout master suite-1 is exceptionally spacious and offers incredible versatility: its large, open area could easily be converted into a separate living quarters or in-law suite/apartment-complete with room for a living room/kitchen combo, an additional bedroom space, a huge private bathroom and a private entrance for added independence. This thoughtful layout opens up endless possibilities, such as multi-generational living, hosting extended family with privacy or creating a duplex-style setup for potential rental income or guest accommodations. With single-level living, this home is designed for ease and accessibility at every turn. Outside, the possibilities continues on 1.39 acres of unrestricted land: Two versatile storage buildings for tools, toys or hobbies; Paved driveway access; Ample space for gardening, or add a custom garage/workshop; (Rooms with furniture are AI staged). Schedule your private showing today-your mountain paradise awaits! Seller is anxious for an offer..... Showing
Getting Around
Schools
Construction
Condition
- Year built: 1978
Materials
- Roof: Metal
- Construction materials: Frame,Brick Siding
Notable Dates
- Major remodel year: 2024
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Oven,Water Heater
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Crawl
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Flooring: Hardwood,Tile
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area above ground: 2,132
Heating & Cooling
- Heating features: Electric,Propane,Heat Pump
- Cooling features: Central
Interior Area
- Total structure area: 2,132
Kitchen
- Features: Open,Granite Counters
Property
Accessibility
- Accessibility features: Handicap
Details
- Parcel number: 086100880576
- Lease amount: 0
Features
- Stories: 1
- Patio & porch: Open Porch
- Exterior features: Utilities
- Has view: Yes
- View description: Stream
- Has water view: Yes
- Water view: Stream
- On waterfront: Yes
- Waterfront features: Stream
Lot
- Lot size: 1.14 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Landslide
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Mitchell County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,795 | $21,540 |
| Home Insurance * | $132 | $1,584 |
| Property Taxes | $159 | $1,908 |
| Electricity | $200 | $2,405 |
| Total | $2,286 | $27,432 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $385,000 |
| 2026-02-13 | Price change | $388,900 |
| 2025-12-17 | Listed for sale | $397,900 |
