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3922 Peggy Dr, Laredo, TX, 78046

4beds
3baths
1,836sqft
$294,990
$161price/sqft
$2,300/moest. monthly cost
$92,000/yrincome needed

About This Home

This spacious home offers 4 bedrooms and 2.5 bathrooms, highlighted by an upstairs game room perfect for entertainment or family gatherings. The kitchen showcases elegant maple wood cabinets in Skyline Steel, upgraded Calacatta Idilio quartz countertops, a brushed nickel upgraded faucet, and a sleek 3-piece gas appliance package. Tile flooring throughout the main living areas adds both style and durability, creating a beautiful blend of functionality and modern design. Highlights: - Covered Patio - Quartz Countertops - GE - 3 Piece Appliance Package - Stainless Steel - Gas **Photos do not represent final production of home. *Window treatments and washer and dryer shown in photos and virtual tours are for staging purposes only and are not included with the home.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Ricardo Molina MiddleGrades 6-80.6 mi
4/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Esperanza Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 1,836 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Lot

  • Lot size: 3,959 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$183$2,196
Property Taxes $388$4,656
Electricity $238$2,859
Total$2,300$27,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,857/yr
40% on housing$69,000/yr
45% on housing$61,333/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 78046$109
Webb County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 78046$152
Webb County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$304,990
2026-04-09Price change$308,990
2025-12-17Listed for sale$305,990

New Construction Spec

BrokerageEsperanza Homes

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