




3921 Peggy Dr, Laredo, TX, 78046
About This Home
This well-designed two-story home features 3 bedrooms and 2.5 baths, with all bedrooms conveniently located upstairs for added privacy. The functional layout offers comfortable living spaces, while the 2-car garage provides ample storage and parking. Enjoy outdoor living on the covered patio, perfect for relaxing or entertaining year-round. Highlights: - Maple Wood Painted Cabinets - Quartz Countertops - Tile Flooring - GE - 3 Piece Appliance Package - Stainless Steel - Gas **Photos do not represent final production of home. Window treatments and washer and dryer shown in photos and virtual tours are for staging purposes only and are not included with the home.
Getting Around
Schools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Other
- Builder name: Esperanza Homes
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Interior Area
- Total interior livable area: 1,386 sqft
Property
Features
- Levels: 2.0
- Stories: 2
Lot
- Lot size: 3,992 sqft
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Hail
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,344 | $16,128 |
| Home Insurance * | $165 | $1,980 |
| Property Taxes | $350 | $4,200 |
| Electricity | $238 | $2,859 |
| Total | $2,097 | $25,164 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Price change | $275,990 |
| 2026-01-31 | Price change | $274,990 |
| 2025-12-17 | Listed for sale | $270,990 |
