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28960 County Road 38, Dolores, CO, 81323

3beds
4baths
4,023sqft
$2,200,000
$547price/sqft
$12,731/moest. monthly cost
$509,240/yrincome needed

About This Home

Riverfront Legacy Ranch: 1,080’ of Dolores River Gold Experience the pinnacle of Colorado’s wild beauty at this extraordinary 8.48 acre riverfront sanctuary. A true sportsman’s paradise, the property boasts over 1,000 feet of private frontage on the West Fork of the Dolores River, a rare, pristine stretch home to Cutthroat, Brook, Brown, and Rainbow trout. Bordering public land and the Stoner Mesa trailhead, you enjoy immediate backcountry access for hunting and hiking, paired with total seclusion from the road. The Main Residence & Historic Guest Cabin The custom home (3BD + Loft/4BA) blends rustic authenticity with modern luxury. Interior highlights include: • Artisan Finishes: Warm beetle-kill tongue-and-groove woodwork and granite countertops. • Chef’s Kitchen: A unique blend of modern appliances, a propane cookstove, and a charming antique wood stove. • Entertainment: A dedicated theater room and a great room anchored by a massive stone fireplace. • Outdoor Living: Expansive front and back decks featuring a new step-in hot tub (2024) overlooking the river. Complementing the main home is the 1941 Foutz Cabin. Meticulously restored in 2025 with a new metal roof, this 1BD/1BA guest house retains its original soul with historic floors and windows, offering a cozy, self-contained retreat for visitors. Premier Equestrian Facilities Fully irrigated and perimeter-fenced, the estate is turnkey for horse enthusiasts: • 150’ x 225’ riding arena and a 60’ round pen. • 8-stall covered barn and dedicated hay storage. • 4 acres of lush, irrigated pasture with durable pipe fencing. • 4”riser line with 3 risers and 2 full lengths of K-Line The Ultimate Location While privately tucked away, you are minutes from the world-renowned Dunton Hot Springs, 45 minutes from the slopes of Telluride, and within 2 hours of the iconic red rocks of Moab. This isn't just a home; it’s a private sporting retreat and a legacy river holding in the heart of the San Juan Mountains.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

4/10
Dolores Elementary SchoolGrades K-513.7 mi
4/10
Dolores Middle SchoolGrades 6-813.6 mi
5/10
Dolores High SchoolGrades 9-1213.6 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Metal
  • Construction materials: Log,Wood,Log Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Log,Ranch Basement
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Hardwood,Stained/Stamped Concrete,Tile
  • Fireplace features: Living Room
  • Fireplace: Yes

Interior Area

  • Total structure area: 4,023
  • Total interior livable area: 4,023 sqft

Property

Details

  • Parcel number: 507924100008
  • Attached to another structure: Yes
  • Zoning description: Agriculture,Residential Single Family
  • Horse amenities: Arena,Corral(s)

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Irrigation Pump,Irrigation Water,Lawn Sprinklers,RV Hookup
  • Has spa: Yes
  • Spa features: Hot Tub
  • Has view: Yes
  • View description: Mountain(s),Valley
  • Has water view: Yes
  • Water view: Stream/River
  • On waterfront: Yes
  • Waterfront features: River Front
  • Horses can be raised: Yes

Lot

  • Lot size: 8.48 Acres
  • Features: Borders National Forest,Borders Public Land,Pasture

Parking

  • Total spaces: 1
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Avalanche
Cold Wave
Landslide

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,124$133,488
Home Insurance *$773$9,276
Property Taxes $531$6,372
Electricity $303$3,644
Total$12,731$152,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$436,491/yr
40% on housing$381,930/yr
45% on housing$339,493/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$547This listing

vs Other Active Listings

Avg $/sqft

ZIP 81323$301
Montezuma County$302

vs Homes Sold Last Month

Median $/sqft

ZIP 81323
Montezuma County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-03Listed for sale$2,350,000

For Sale by Agent

AgentMichelle Furi, Berkshire Hathaway HomeServices Colorado Properties, Dasha Greidanus, Berkshire Hathaway HomeServices Colorado Properties
BrokerageBerkshire Hathaway HomeServices Colorado Properties

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