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10319 SE 177th Pl, Summerfield, FL, 34491

2beds
2baths
1,143sqft
$224,900
$197price/sqft
$1,827/moest. monthly cost
$73,080/yrincome needed

About This Home

Nestled in the heart of the serene 55+ gated community of SPRUCE CREEK SOUTH this charming PECAN model offers comfortable Florida living. You'll enjoy proximity to shopping centers and restaurants making errands and dining out a breeze. The house boasts a (2026) BRAND-NEW ROOF and (2026) new REFRIGERATOR and DISHWASHER, ensuring worry-free maintenance. This spacious floor plan has 2 Bedrooms and 2 Bathrooms. The Primary Bedroom features a ceiling fan and walk-in closet and En-Suite Bathroom with walk-in shower and built-in linen closet. The Guest Bedroom is equipped with ceiling fan and closet with extra shelving. The open living-dining area flows seamlessly into the Florida Room and Lanai, filling the home with natural light and providing extra space for morning coffee, relaxing, hobbies and year round comfort. The 2 car garage (including washer and dryer) has 2 ceiling fans with entry to the Lanai and Kitchen. The back yard paver patio is perfect for barbeques and gatherings and the generous flat yard is ready to be fenced for pets, play or gardening. The covered front porch with planter, landscaped beds with rock mulch and concrete edging add to the charm of this home. Situated in the friendly community of Spruce Creek South with amenities of a clubhouse, pool, golf course, pickleball, tennis courts and many social activities you'll also enjoy easy access to shopping, dining and entertainment - plus golf cart access for fun trips to nearby plazas. Don't miss this lovely home in this active community that is a perfect blend of comfort, convenience and Florida charm! ROOF-2026 - HVAC-2004 - 1,143 Sq.Ft. Home comes Partially Furnished.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
Lake Weir Middle SchoolGrades 6-82.5 mi
3/10
Belleview High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Other

  • Builder model: Pecan

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,In Garage,Washer Hookup

Balcony Porch Lanai

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 136
  • Dimensions: 17x8

Bathroom2

  • Features: Single Vanity,Tub With Shower
  • Level: First
  • Area: 64
  • Dimensions: 8x8

Bedroom2

  • Features: Ceiling Fan(s),Storage Closet
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 80
  • Dimensions: 10x8

Features

  • Ceiling Fan(s),Primary Bedroom Main Floor,Thermostat,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Tile

Florida Room

  • Level: First
  • Area: 112
  • Dimensions: 14x8

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,884
  • Total interior livable area: 1,143 sqft

Kitchen

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 80
  • Dimensions: 10x8

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 238
  • Dimensions: 17x14

Primary Bathroom

  • Features: Shower No Tub,Single Vanity,Window/Skylight in Bath,Linen Closet
  • Level: First
  • Area: 45
  • Dimensions: 9x5

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 176
  • Dimensions: 16x11

Property

Details

  • Parcel number: 6002011023
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Enclosed,Rear Porch
  • Exterior features: Irrigation System,Private Mailbox,Rain Gutters
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 0.25 Acres
  • Features: Cul-De-Sac,Landscaped,Near Golf Course
  • Lot size dimensions: 100 x 110

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Ground Level,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$141$1,692
Property Taxes $352$4,224
Electricity $197$2,366
Total$1,827$21,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,640/yr
40% on housing$54,810/yr
45% on housing$48,720/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 34491$198
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34491$176
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Price change$224,900
2026-01-29Listed for sale$234,900
2006-04-10Sold$161,500
2004-04-30Sold$101,500
2003-01-15Sold$88,000
2000-01-13Sold$60,000

For Sale by Agent

AgentJill Buckley
BrokerageFLORIDA FINE HOMES REALTY, LLC

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