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3645 E Sanders Ave, Inverness, FL, 34453

3beds
2baths
2,044sqft
$299,900
$147price/sqft
$2,073/moest. monthly cost
$82,920/yrincome needed

About This Home

Under Construction. Fall in love with the Wilmington -a refined blend of architectural detail, modern finishes, and thoughtful design, set in Inverness, Florida, just 40 miles from Ocala, where natural surroundings and everyday convenience intersect seamlessly. Curb appeal makes an immediate impression with a covered front porch, stone-accented exterior, professional landscaping, and an 8-foot full-lite front door that establishes a polished first impression. Inside, a bright open foyer with 9’4” flat ceilings enhances the sense of scale and flow, leading to a private den with double French doors, ideal for flexible use. The home opens into a spacious open-concept great room, filled with natural light and enhanced by six LED flush-mount lights, creating an inviting and expansive living area. This central space connects seamlessly to the chef-inspired kitchen, showcasing quartz countertops, a large central island, and a full suite of kitchen appliances, including an Estra side-by-side refrigerator. An open dining area completes the layout, while access to the rear patio extends living outdoors for effortless Florida-style enjoyment. A thoughtfully designed split-bedroom layout provides added privacy, with the primary suite serving as a tranquil retreat. The suite features a spacious walk-in closet and a spa-inspired bath with a walk-in tiled shower, dual sinks, and a linen closet, blending comfort with everyday functionality. Additional highlights include architectural shingles and integrated smart-home features, such as a Ring video doorbell, smart thermostat, keyless entry smart door lock, and Deako switches, delivering modern convenience and peace of mind. A two-car garage with workshop space adds flexibility for storage, hobbies, or projects. The Wilmington is designed for effortless living and easy entertaining, with elevated finishes and cohesive details throughout—a home that feels polished, functional, and distinctly inviting from the moment you arrive. Call us today to schedule a private tour!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
4/10
Inverness Middle SchoolGrades 6-82.1 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Other,Shingle
  • Construction materials: Block,Stone,Stucco

Other

  • Builder model: Wilmington
  • Builder name: Maronda Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Balcony Porch Lanai

  • Level: First
  • Area: 260
  • Dimensions: 26x10

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 100
  • Dimensions: 10x10

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First
  • Area: 204
  • Dimensions: 12x17

Dinette

  • Level: First
  • Area: 126
  • Dimensions: 9x14

Features

  • High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Smart Home,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Low Emissivity Windows
  • Flooring: Carpet,Ceramic Tile

Great Room

  • Level: First
  • Area: 240
  • Dimensions: 15x16

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,697
  • Total interior livable area: 2,044 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Stone Counters
  • Level: First
  • Dimensions: 15.1x9.4

Primary Bedroom

  • Features: Dual Sinks,En Suite Bathroom,Shower No Tub,Stone Counters,Water Closet/Priv Toilet,Window/Skylight in Bath,Walk-In Closet(s)
  • Level: First
  • Area: 208
  • Dimensions: 13x16

Workshop

  • Level: First
  • Area: 100
  • Dimensions: 10x10

Property

Details

  • Parcel number: 19E19S020030 00960 0930
  • Zoning: MDR
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Irrigation System

Lot

  • Lot size: 0.28 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$195$2,340
Property Taxes $157$1,884
Electricity $205$2,468
Total$2,073$24,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,074/yr
40% on housing$62,190/yr
45% on housing$55,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 34453$156
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34453$170
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$324,900
2026-03-04Price change$314,900
2026-02-03Price change$319,900
2026-01-06Price change$324,900
2025-12-18Listed for sale$334,900

New Construction Spec

AgentTaryn Mashburn
BrokerageNEW HOME STAR FLORIDA LLC

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