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2741-2743 Cosby Hwy, Cosby, TN, 37722

4beds
4baths
2,040sqft
$450,000
$221price/sqft
$2,858/moest. monthly cost
$114,320/yrincome needed

About This Home

This Unique property has 2 cabins , RIVERFRONT ( Cosby Creek), and income-producing beautiful homes. Each cabin is 1020 square ft. The first level has dining room, kitchen, bedroom and full bath. The has a loft bedroom with whirlpool tub. Located a short drive from all the attractions of Gatlinburg and Pigeon Forge. Invest in this opportunity to sit and relax by the river or rent monthly or nightly.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

6/10
Cosby Elementary SchoolGrades K-82.0 mi
3/10
Cosby High SchoolGrades 9-122.0 mi
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Construction

Condition

  • Year built: 2002

Materials

  • Construction materials: Wood Siding,Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Log
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Pantry
  • Window features: Aluminum Frames
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Propane,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,040
  • Total interior livable area: 2,040 sqft

Property

Details

  • Parcel number: 093 106.01

Features

  • Has view: Yes
  • View description: Mountain(s),Country Setting
  • On waterfront: Yes
  • Waterfront features: Creek,Waterfront

Lot

  • Lot size: 1.46 Acres
  • Features: Level

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Hail
Landslide
Strong Wind
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance $225$2,700
Property Taxes $183$2,196
Electricity $175$2,103
Total$2,858$34,296

Income You'd Need if You Spent...

35% on housing$97,988/yr
40% on housing$85,740/yr
45% on housing$76,213/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.4%
-4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 37722$169
Cocke County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 37722$275
Cocke County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-18Listed for sale$450,000

For Sale by Agent

AgentPatsy Cureton
BrokerageTennessee Life Real Estate Professionals

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