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10599 SE 178th St, Summerfield, FL, 34491

2beds
2baths
1,008sqft
$212,500
$211price/sqft
$1,598/moest. monthly cost
$63,920/yrincome needed

About This Home

Welcome Home to this lovely MAPLE MODEL. 2-bedroom, 2-bathroom,1 car garage plus golfcart garage. You're greeted with a cute porch in front . and fully enclosed Florida room, also concrete open patio for grilling under the roof. Located in Central Florida friendly gated community with guard and security 24/7 for 55 plus residents. This is a golf cart community, here in Spruce Creek South you have golfcart access to a broad selection of amenities within just minutes away ! You can cross 441 from the front gate legally which takes you to many businesses. The fact that this active 55+ community is near The Villages adds even more charm for those looking for that lifestyle. Important to know is that this community has an 18-hole golf course and a Links pro-shop with a restaurant which also offers entertainment, and this is located within close proximity to the home. We also have a residential additional gate on this road which takes you directly into Terrace Plaza not far from the home, which offers several restaurants , drugstores, dentist, medical centers, Urgent care, fellowship, flower shop, gallery, nail and hair salons and even a spa., including the newer planet fitness but keep in mind we have our own fitness center included with our P.O.A. with no extra charge. No bond or CDD here making it even more appealing. The roof is newer, replaced in 2021*** THE ELECTRICAL PANEL WILL BE CHANGED TO A NEW ONE BEFORE CLOSING***, THE HOT WATER HEATER HAS BEEN REPLACED 3/2026 WITH A NEW ONE*** for your peace of mind everything is working currently, seller has agreed to do this for the new owner. All the other mechanicals are currently in good working condition. This community also allows chain link fencing up to 4 foot tall behind your home for your furry babies...THROUGHOUT THE YEAR This community offers a lot to keep you active & engaged! The mix of indoor and outdoor amenities makes it a perfect place for anyone looking to stay fit, socialize, & enjoy a variety of activities. Attached to the Club house , outside we have the heated pool & hot tub / spa, Inside the clubhouse we have the fitness center, his and hers sauna and bathrooms with showers, there are also showers and a separate bathroom outside near the pool. all these amenities are a huge perk, especially for year-round relaxation, recreation, and social opportunities, perfect for those looking to get the most out of their 55+ living experience! Have you had a chance to check out the clubhouse? or any of these activities in person yet? ask your realtor to take you for a tour. A furniture package can be made available if any of the furniture interests you. This home in the Spruce Creek South community offers a wonderful lifestyle for those looking to live in a vibrant, 55+ golf cart-friendly neighborhood. You will have easy access to restaurants, medical facilities, supermarkets, retail shops, gas stations, banks, hair and nail salons, barber shops, fitness options, medical facilities, The Villages Squares are just a few miles away... You have easy access only minutes away so many options to choose from! You can ride your golfcart to many of these facilities, this is a huge convenience. I want you to keep in mind, having no bond or CDD is a financial bonus for buyers who are concerned with this. Please enjoy the professional pictures and slide show and call today for your virtual or in person tour. *** Start enjoying Florida Living in this great community which has so much to offer ***

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
Lake Weir Middle SchoolGrades 6-82.6 mi
3/10
Belleview High SchoolGrades 9-1210.3 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1991

Materials

  • Foundation: Slab
  • Roof: Roof Over,Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Other

  • Builder model: THE MAPLE

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: In Garage,Washer Hookup

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 116
  • Dimensions: 11.6x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Other,Walk-In Closet(s)
  • Level: First
  • Area: 69.66
  • Dimensions: 8.6x8.1

Features

  • Ceiling Fan(s),L Dining,Thermostat,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Laminate

Florida Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 150
  • Dimensions: 15x10

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,653
  • Total interior livable area: 1,008 sqft

Kitchen

  • Level: First
  • Area: 106.2
  • Dimensions: 9x11.8

Living Room

  • Level: First
  • Area: 187
  • Dimensions: 17x11

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 162.4
  • Dimensions: 14x11.6

Property

Details

  • Parcel number: 6005005029
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other,Private Mailbox
  • Fencing: Other

Lot

  • Lot size: 0.27 Acres
  • Features: Cleared,Corner Lot
  • Lot size dimensions: 106 x 110

Parking

  • Total spaces: 1
  • Parking features: Golf Cart Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,074$12,888
Home Insurance *$133$1,596
Property Taxes $194$2,328
Electricity $197$2,366
Total$1,598$19,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,788/yr
40% on housing$47,940/yr
45% on housing$42,613/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 34491$198
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34491$176
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$214,900
2026-03-25Pending sale$214,900
2026-02-03Listed for sale$214,900
2026-01-26Pending sale$214,900
2025-11-18Listed for sale$214,900
2017-05-31Sold$107,000
2017-04-24Pending sale$109,900
2017-04-17Listed for sale$109,900
2006-09-19Sold$120,000
2004-08-20Sold$96,500
2000-09-28Sold$60,000

For Sale by Agent

AgentGerrie Cosme Matias
BrokerageRE/MAX PREMIER REALTY LADY LK

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