




10599 SE 178th St, Summerfield, FL, 34491
About This Home
Welcome Home to this lovely MAPLE MODEL. 2-bedroom, 2-bathroom,1 car garage plus golfcart garage. You're greeted with a cute porch in front . and fully enclosed Florida room, also concrete open patio for grilling under the roof. Located in Central Florida friendly gated community with guard and security 24/7 for 55 plus residents. This is a golf cart community, here in Spruce Creek South you have golfcart access to a broad selection of amenities within just minutes away ! You can cross 441 from the front gate legally which takes you to many businesses. The fact that this active 55+ community is near The Villages adds even more charm for those looking for that lifestyle. Important to know is that this community has an 18-hole golf course and a Links pro-shop with a restaurant which also offers entertainment, and this is located within close proximity to the home. We also have a residential additional gate on this road which takes you directly into Terrace Plaza not far from the home, which offers several restaurants , drugstores, dentist, medical centers, Urgent care, fellowship, flower shop, gallery, nail and hair salons and even a spa., including the newer planet fitness but keep in mind we have our own fitness center included with our P.O.A. with no extra charge. No bond or CDD here making it even more appealing. The roof is newer, replaced in 2021*** THE ELECTRICAL PANEL WILL BE CHANGED TO A NEW ONE BEFORE CLOSING***, THE HOT WATER HEATER HAS BEEN REPLACED 3/2026 WITH A NEW ONE*** for your peace of mind everything is working currently, seller has agreed to do this for the new owner. All the other mechanicals are currently in good working condition. This community also allows chain link fencing up to 4 foot tall behind your home for your furry babies...THROUGHOUT THE YEAR This community offers a lot to keep you active & engaged! The mix of indoor and outdoor amenities makes it a perfect place for anyone looking to stay fit, socialize, & enjoy a variety of activities. Attached to the Club house , outside we have the heated pool & hot tub / spa, Inside the clubhouse we have the fitness center, his and hers sauna and bathrooms with showers, there are also showers and a separate bathroom outside near the pool. all these amenities are a huge perk, especially for year-round relaxation, recreation, and social opportunities, perfect for those looking to get the most out of their 55+ living experience! Have you had a chance to check out the clubhouse? or any of these activities in person yet? ask your realtor to take you for a tour. A furniture package can be made available if any of the furniture interests you. This home in the Spruce Creek South community offers a wonderful lifestyle for those looking to live in a vibrant, 55+ golf cart-friendly neighborhood. You will have easy access to restaurants, medical facilities, supermarkets, retail shops, gas stations, banks, hair and nail salons, barber shops, fitness options, medical facilities, The Villages Squares are just a few miles away... You have easy access only minutes away so many options to choose from! You can ride your golfcart to many of these facilities, this is a huge convenience. I want you to keep in mind, having no bond or CDD is a financial bonus for buyers who are concerned with this. Please enjoy the professional pictures and slide show and call today for your virtual or in person tour. *** Start enjoying Florida Living in this great community which has so much to offer ***
Getting Around
Schools
Construction
Condition
- Property condition: Completed
- Year built: 1991
Materials
- Foundation: Slab
- Roof: Roof Over,Shingle
- Construction materials: Vinyl Siding,Wood Frame
Other
- Builder model: THE MAPLE
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Dryer,Electric Water Heater,Microwave,Refrigerator,Washer
- Laundry features: In Garage,Washer Hookup
Bedroom2
- Features: Ceiling Fan(s),Built-in Closet
- Level: First
- Area: 116
- Dimensions: 11.6x10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Other,Walk-In Closet(s)
- Level: First
- Area: 69.66
- Dimensions: 8.6x8.1
Features
- Ceiling Fan(s),L Dining,Thermostat,Walk-In Closet(s)
- Window features: Window Treatments
- Flooring: Carpet,Laminate
Florida Room
- Features: Ceiling Fan(s)
- Level: First
- Area: 150
- Dimensions: 15x10
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,653
- Total interior livable area: 1,008 sqft
Kitchen
- Level: First
- Area: 106.2
- Dimensions: 9x11.8
Living Room
- Level: First
- Area: 187
- Dimensions: 17x11
Primary Bedroom
- Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
- Level: First
- Area: 162.4
- Dimensions: 14x11.6
Property
Details
- Parcel number: 6005005029
- Zoning: R1
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Other,Private Mailbox
- Fencing: Other
Lot
- Lot size: 0.27 Acres
- Features: Cleared,Corner Lot
- Lot size dimensions: 106 x 110
Parking
- Total spaces: 1
- Parking features: Golf Cart Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Cold Wave
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Marion County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,074 | $12,888 |
| Home Insurance * | $133 | $1,596 |
| Property Taxes | $194 | $2,328 |
| Electricity | $197 | $2,366 |
| Total | $1,598 | $19,176 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-03 | Listed for sale | $214,900 |
| 2026-03-25 | Pending sale | $214,900 |
| 2026-02-03 | Listed for sale | $214,900 |
| 2026-01-26 | Pending sale | $214,900 |
| 2025-11-18 | Listed for sale | $214,900 |
| 2017-05-31 | Sold | $107,000 |
| 2017-04-24 | Pending sale | $109,900 |
| 2017-04-17 | Listed for sale | $109,900 |
| 2006-09-19 | Sold | $120,000 |
| 2004-08-20 | Sold | $96,500 |
| 2000-09-28 | Sold | $60,000 |
