See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

17929 SE 105TH AVENUE, Summerfield, FL, 34491

2beds
2baths
990sqft
$185,000
$187price/sqft
$1,477/moest. monthly cost
$59,080/yrincome needed

About This Home

Move-in ready and available furnished (optional), this charming 2-bedroom, 2-bath home is located in the highly desirable Spruce Creek South 55+ gated golf community in Summerfield. Offering just over 1,000 square feet of comfortable living space, this turnkey opportunity is perfect as a full-time residence, seasonal getaway, or investment with excellent rental potential. Inside, you'll find luxury vinyl plank flooring throughout and a well-appointed kitchen featuring a stainless steel refrigerator, white range with overhead microwave, dishwasher, double-basin sink, and plenty of cabinet space. The guest bedroom includes a built-in closet and is conveniently located near the guest bathroom with ceramic tile flooring and a full bathtub. The spacious primary suite offers a walk-in closet and a private ensuite bathroom with a walk-in shower. Enjoy relaxing year-round in the enclosed Florida room, which opens to a second enclosed porch leading to a workshop/golf cart storage area—ideal for hobbies, tools, lawn equipment, or extra storage. Outside, the shaded backyard provides a peaceful setting to enjoy your morning coffee or unwind in the evenings. The attached one-car garage adds convenience, while the community offers an active Florida lifestyle with golf, pickleball courts, clubs, social activities, and outstanding amenities. Conveniently located near shopping, dining, medical facilities, and The Villages, this move-in-ready home is a wonderful opportunity to enjoy everything Spruce Creek South has to offer.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
Lake Weir Middle SchoolGrades 6-82.7 mi
3/10
Belleview High SchoolGrades 9-1210.4 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1992

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Other

  • Builder model: Cypress

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Range,Range Hood,Refrigerator,Washer
  • Laundry features: In Garage

Balcony Porch Lanai

  • Level: First
  • Area: 144
  • Dimensions: 16x9

Bedroom1

  • Features: Built-in Closet
  • Level: First
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 144
  • Dimensions: 16x9

Features

  • Living Room/Dining Room Combo,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,544
  • Total interior livable area: 990 sqft

Kitchen

  • Level: First
  • Area: 90
  • Dimensions: 9x10

Living Room

  • Level: First
  • Area: 144
  • Dimensions: 12x12

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 168
  • Dimensions: 14x12

Property

Details

  • Parcel number: 6006002019
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Other
  • Patio & porch: Covered
  • Exterior features: Irrigation System
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 106 x 112

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Golf Cart Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$116$1,392
Property Taxes $229$2,748
Electricity $197$2,366
Total$1,477$17,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,640/yr
40% on housing$44,310/yr
45% on housing$39,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 34491$198
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34491$176
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$185,000
2023-03-07Sold$159,900
2023-02-10Pending sale$169,900
2023-02-06Listed for sale$169,900

For Sale by Agent

AgentGarrett Huffman
BrokerageEXP REALTY LLC

Similar Homes