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17960 SE 108th Ct, Summerfield, FL, 34491

2beds
2baths
1,570sqft
$199,000
$127price/sqft
$1,615/moest. monthly cost
$64,600/yrincome needed

About This Home

One or more photo(s) has been virtually staged. PERFECT PRICE CORRECTION!! This inviting 2-bedroom, 2-bath home—with a versatile office or den—offers comfortable living in the desirable gated community of SPRUCE CREEK SOUTH. This model is one of the largest and features s large living room, flowing into a fabulous and spacious kitchen with a bright dining area perfect for daily meals or entertaining. The oversized garage that is completely tiled provides excellent storage, while the expansive Florida room stretches across the back of the home, creating an ideal spot to enjoy those peaceful Florida mornings and relaxing evenings. Spruce Creek South offers outstanding amenities including a community pool, golf course, restaurant, tennis courts, and a dog park. Located just minutes from The Villages and close to Central Florida’s world-famous attractions—Disney World, Epcot, Universal Studios, and SeaWorld—this home blends comfort, convenience, and the best of Florida living.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

4/10
Lake Weir Middle SchoolGrades 6-82.8 mi
3/10
Belleview High SchoolGrades 9-1210.7 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame (FSC Certified)

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida,Patio
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Garage

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: Basement
  • Area: 161.84
  • Dimensions: 13.6x11.9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 121
  • Dimensions: 11x11

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom,Thermostat,Walk-In Closet(s)
  • Window features: Blinds,Window Treatments
  • Flooring: Carpet,Laminate,Tile

Florida Room

  • Level: First
  • Area: 348
  • Dimensions: 12x29

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,458
  • Total interior livable area: 1,570 sqft

Kitchen

  • Level: First
  • Area: 165
  • Dimensions: 11x15

Living Room

  • Level: First
  • Area: 348.16
  • Dimensions: 13.6x25.6

Office

  • Level: First
  • Area: 169.36
  • Dimensions: 14.6x11.6

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 221.01
  • Dimensions: 13.9x15.9

Property

Details

  • Parcel number: 6007211016
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Enclosed,Front Porch,Patio
  • Exterior features: Private Mailbox
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 8,276 sqft
  • Features: In County,Irregular Lot,Landscaped,Level,Unincorporated
  • Lot size dimensions: 90 x 90

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Ground Level,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$125$1,500
Property Taxes $287$3,444
Electricity $197$2,366
Total$1,615$19,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,371/yr
40% on housing$48,450/yr
45% on housing$43,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 34491$198
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34491$176
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Price change$234,900
2026-03-09Price change$239,900
2026-02-11Price change$244,900
2025-12-07Listed for sale$249,900
2021-08-24Sold$190,000
2010-06-26Listing removed$145,000
2009-12-19Price change$145,000
2009-05-22Listed for sale$152,000
2005-01-21Sold$135,000

For Sale by Agent

AgentBetty Hensinger
BrokerageWEICHERT REALTORS HALLMARK PRO

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