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410 E Monterey Ave #103, Wildwood, NJ, 08260

2beds
1baths
580sqft
$425,000
$733price/sqft
$2,807/moest. monthly cost
$112,280/yrincome needed

About This Home

GREAT INVESTMENT OPPORTUNITY! Welcome to your seaside escape at the sought-after Monterey Resort — FIRST FLOOR, beautifully maintained and fully furnished two-bedroom, one-bath beachfront condo that truly represents the best of the best. Capture soothing ocean breezes from this ideally located unit, perfectly positioned within the complex. The front bedroom features two full beds, while the rear bedroom offers a queen bed with coordinating nightstands and dresser. Sea-faring and pastoral artwork adorn the walls, complementing the recessed lighting and luxury vinyl plank flooring in both bedrooms. The kitchen boasts crisp white cabinetry and comes fully stocked with dishes and cookware, along with ample counter space, a gas stove, microwave, a large refrigerator/freezer and porcelain tile which extends through the dining area. The updated bathroom features a stall shower for modern comfort. A dining table seating up to six makes entertaining easy, and the inviting living room with sofa and loveseat is perfect for relaxing while enjoying the televisions located in both bedrooms and the main living area. Step outside to enjoy the beautifully maintained in-ground pool with lounge chairs and umbrellas that enhance the resort-style atmosphere. Additional amenities include BBQ grills, shuffleboard, and an on-site laundry facility. For investors, the on-site rental management team is exceptional, helping to ensure your highly rentable unit stays occupied should you choose to generate income. Whether for personal enjoyment or investment, this is hands down one of the best-located units in the complex — a true beachfront gem.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
72
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1953

Materials

  • Roof: Unknown
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Oven/Range - Gas,Refrigerator,Water Heater
  • Laundry features: Common Area

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Air Filter System,Bathroom - Walk-In Shower,Dining Area,Entry Level Bedroom,Kitchen - Galley,Primary Bath(s),Recessed Lighting,Dry Wall
  • Flooring: Ceramic Tile,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 580

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 580
  • Total interior livable area: 580 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Entrance,No Stairs

Details

  • Parcel number: 1500125 0200006 02C0100
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community
  • On waterfront: Yes
  • Waterfront features: Sandy Beach,Beach Access,Ocean
  • Waterbody name: Atlantic
  • Frontage length: Water Frontage Ft: 100

Parking

  • Total spaces: 1
  • Parking features: Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Hurricane
Inland Flooding
Winter Weather
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$136$1,632
Property Taxes $329$3,948
Electricity $193$2,318
Total$2,807$33,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,240/yr
40% on housing$84,210/yr
45% on housing$74,853/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$733This listing

vs Other Active Listings

Avg $/sqft

ZIP 08260$386
Cape May County$618

vs Homes Sold Last Month

Median $/sqft

ZIP 08260$593
Cape May County$460

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$425,000
2026-04-18Price change$439,900
2026-03-01Listed for sale$449,900

For Sale by Agent

AgentJeffrey Kagan
BrokerageBHHS Fox & Roach - Manalapan

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