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405 Seneca Dr #196, Auburndale, FL, 33823

3beds
2baths
0sqft
$55,900
--price/sqft
$554/moest. monthly cost
$22,160/yrincome needed

About This Home

Located in a very popular, active, 55+ community in Central Florida, this very well maintained 3 bedroom, 2 bath home offers you space, comfort, and an exceptional lifestyle for your future years. This freshly painted home, throughout, features 3 generously sized bedrooms with laminate flooring, abundant cabinet and storage space, and a conveniently oversized galley kitchen complete with ample cabinetry, pantry space, and charming display nooks. Walk-in closets and additional storage areas are thoughtfully integrated throughout your home. A large Florida room provides flexible living space and can easily serve as a fourth bedroom, home office, or relaxation area. The property is handicapped accessible and sits on a larger than average lot, surrounded by mature trees and natural shrubbery offering both privacy and a peaceful setting. The roof along with 1 bathroom skylight was recently replaced in December 2025. A spacious shed adjoins the Florida room and includes a rear exit for added convenience. Westside Ridge offers resort-style amenities including a large swimming pool and hot tub, shuffleboard, billiards, horseshoes, a full gym, and laundry facilities in the main clubhouse. The community hosts numerous daily and weekly social events and recreational activities, creating a vibrant and welcoming atmosphere. This home is in very good condition and offers an outstanding opportunity for those seeking comfort, community, and an active lifestyle.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

2/10
3/10
Auburndale Senior High SchoolGrades PK,9-121.9 mi

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Asphalt
  • Construction materials: Brick Siding,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Oven,Washer,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central

Interior Area

  • Total structure area: 1,200

Property

Details

  • On leased land: Yes
  • Lease amount: 720

Features

  • Patio & porch: Enclosed Porch,Screened Porch
  • Exterior features: Sprinkler System

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $282$3,384
Home Insurance *$41$492
Property Taxes $34$408
Electricity $197$2,366
Total$554$6,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,994/yr
40% on housing$16,620/yr
45% on housing$14,773/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33823$134
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33823$177
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-23Price change$59,000
2026-01-30Price change$63,000
2025-12-18Listed for sale$69,000

For Sale by Agent

AgentPatricia Young
BrokerageUSA Mobile & Manufactured Home Sales, LLC.

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