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14160 SE 85th Ave, Summerfield, FL, 34491

2beds
2baths
1,238sqft
$225,000
$182price/sqft
$1,720/moest. monthly cost
$68,800/yrincome needed

About This Home

A seldom found LOW MAINTENANCE VILLA combines comfort, style and truly effortless living. With exterior upkeep, landscaping, weeding & irrigation system included in the monthly HOA fee, it's designed for those who value their time and want to enjoy a worry-free lifestyle. A great choice for a seasonal home away from home or a full time residence, this property is a stand-out choice. The interior features an open, inviting layout with a well-appointed eat-in kitchen including granite countertops & new cabinets and newer appiances. Great room/dining area is bright and opens to good sized enclosed climate controlled lanai... a perfect extra flex space for relaxation, office/den or workout area. Back yard is private. Home features 2 nice sized bedrooms, 2 bathrooms and an inside laundry room with washer/dryer. The roomy primary bedroom suite features walk-in closet and ensuite bath with a walk-in shower. Waterproof Luxury vinyl plank flooring throughout, and tile in kitchen & foyer..... No carpet in this home. HVAC 2023; Roof 2014 AWARD-WINNING Del Webb Spruce Creek Golf & Country Club is a GATED, 3,250 home, +55 Community with over 70 clubs, 3 pools, 3 spas, a Clubhouse, a Fitness Center, Bocce Ball, Shuffleboard, 12 Pickle ball Courts, 7 Tennis Courts, Sand Volleyball, Water Volleyball, Lake Vista Gazebo, Pavilions, Walking Paths and so much more! Come see this beautiful community with a GORGEOUS Tree Canopy on the Boulevard and the fabuous Liberty Grille Restaurant which offers a grreat menu and musical entertainment. Come, enjoy the four (4) 9-hole Golf Courses today and begin living your BEST LIFE!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

2/10
4/10
Lake Weir Middle SchoolGrades 6-82.0 mi
2/10
Lake Weir High SchoolGrades 9-124.7 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco,Wood Frame

Other

  • Builder model: St. Croix

Type & Style

  • Home type: SingleFamily
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Thermostat,Walk-In Closet(s)
  • Flooring: Luxury Vinyl

Florida Room

  • Level: First
  • Area: 120
  • Dimensions: 15x8

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,797
  • Total interior livable area: 1,238 sqft

Kitchen

  • Features: Granite Counters
  • Level: First
  • Area: 126
  • Dimensions: 9x14

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 196
  • Dimensions: 14x14

Property

Details

  • Parcel number: 6101100008
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed
  • Exterior features: Irrigation System,Private Entrance,Private Mailbox,Rain Gutters,Sidewalk

Lot

  • Lot size: 4,792 sqft
  • Lot size dimensions: 52 x 95

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$141$1,692
Property Taxes $245$2,940
Electricity $197$2,366
Total$1,720$20,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,971/yr
40% on housing$51,600/yr
45% on housing$45,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 34491$198
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34491$176
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Price change$236,000
2022-11-21Pending sale$265,000
2022-11-01Listed for sale$265,000
2021-09-11Listing removed--
2021-08-12Price change$230,000
2021-07-14Listed for sale$225,000
2019-06-13Sold$150,000
2019-05-22Pending sale$159,900
2019-04-24Listed for sale$159,900
2012-03-13Sold$100,500
2011-11-24Listed for sale$105,000
2007-05-21Sold$154,000
2005-11-15Sold$156,428
2003-06-10Sold$107,000
2000-06-05Sold$106,000

For Sale by Agent

AgentLinda Trahan
BrokerageSELLSTATE NGR- SUMMERFIELD

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