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13146 SE 93rd Terrace Rd, Summerfield, FL, 34491

2beds
2baths
1,425sqft
$298,900
$210price/sqft
$2,329/moest. monthly cost
$93,160/yrincome needed

About This Home

Discover charm and comfort in this San Mateo model! Home is being offered "nearly" turnkey with furniture, furnishings and decor included. Featuring wooden laminate floors, plantation shutters, a tiled kitchen with granite counters and stainless appliances, and a bay-windowed primary bedroom. Enjoy versatile living with a Murphy bed in the second bedroom, inside laundry, and a cozy enclosed lanai. Step outside to a private backyard with room for a pool. ROOF - 2014 HVAC - 2015 . AWARD-WINNING Del Webb Spruce Creek Golf & Country Club is a GATED, 3,250 home, +55 Community with over 70 clubs, 3 pools, 3 spas, a Clubhouse, a Fitness Center, Bocce Ball, Shuffleboard, 12 Pickle ball Courts, 7 Tennis Courts, Sand Volleyball, Water Volleyball, Lake Vista Gazebo, Pavilions, Walking Paths and so much more! Come see this beautiful community with a GORGEOUS Tree Canopy on the Boulevard and its Restaurant, Liberty Grille. Come, enjoy the four (4) 9-hole Golf Courses today and begin living your BEST LIFE! DON'T WAIT TO SEE THIS BEAUTIFUL HOME

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
4/10
Lake Weir Middle SchoolGrades 6-82.4 mi
2/10
Lake Weir High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder model: SAN MATEO

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Balcony Porch Lanai

  • Level: First
  • Area: 195
  • Dimensions: 15x13

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 108
  • Dimensions: 12x9

Features

  • Ceiling Fan(s),Split Bedroom
  • Window features: Window Treatments
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,142
  • Total interior livable area: 1,425 sqft

Kitchen

  • Level: First
  • Area: 196
  • Dimensions: 14x14

Living Room

  • Level: First
  • Area: 195
  • Dimensions: 15x13

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 221
  • Dimensions: 17x13

Property

Details

  • Parcel number: 6121063000
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Private Mailbox,Rain Gutters

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 88 x 100

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$188$2,256
Property Taxes $433$5,196
Electricity $197$2,366
Total$2,329$27,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,851/yr
40% on housing$69,870/yr
45% on housing$62,106/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 34491$198
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34491$176
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-01Listed for sale$309,900
2014-05-16Sold$130,000
2012-03-19Sold$113,000
2012-02-02Price change$115,000
2011-09-16Price change$125,000
2010-12-11Price change$139,900
2010-04-04Listed for sale$149,900
2008-09-13Listing removed$189,900
2008-03-26Listed for sale$189,900
2000-03-20Sold$113,100

For Sale by Agent

AgentVirgil Kapp
BrokerageSELLSTATE NGR- SUMMERFIELD

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