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2380 Race Track St, Morganton, NC, 28655

4beds
2baths
1,430sqft
$194,900
$136price/sqft
$1,360/moest. monthly cost
$54,400/yrincome needed

About This Home

Tucked away at the end of a quiet cul de sac, this 4 bedroom, 2 bathroom home offers the kind of privacy that is getting harder to find, all while maintaining easy access to Highway 18 for a smooth commute to town. Situated on a generous 1.56 acre lot, the setting immediately stands out. Surrounded by mature trees and natural landscape, this property delivers a true sense of seclusion, creating a peaceful retreat where you can unwind without sacrificing convenience. The long driveway and positioning of the home enhance that private, tucked away feel that buyers are constantly searching for. Inside, you will find a functional layout offering 1,430 square feet of living space, with comfortable room sizes and a natural flow between living, dining, and kitchen areas. The split bedroom design provides added privacy, while the additional bedrooms offer flexibility for guests, a home office, or growing needs. Step outside and the opportunity continues. With over an acre and a half, there is plenty of room to expand, garden, entertain, or simply enjoy the quiet surroundings. Whether you are looking for space between neighbors, room for outdoor activities, or a setting that feels like your own private escape, this property delivers. If you have been searching for a home that offers privacy, land, and convenience all in one, this is one you do not want to miss.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

5/10
Mountain View ElementaryGrades PK-56.7 mi
4/10
Walter R Johnson MiddleGrades 6-85.1 mi
5/10
Freedom HighGrades 9-127.7 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator
  • Laundry features: Mud Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,430

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,430
  • Total interior livable area: 1,430 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 2726442232
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1.56 Acres
  • Features: Cleared

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Drought
Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters in Burke County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $985$11,820
Home Insurance *$76$912
Property Taxes $99$1,188
Electricity $200$2,405
Total$1,360$16,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,628/yr
40% on housing$40,800/yr
45% on housing$36,266/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 28655$184
Burke County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 28655$177
Burke County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-22Listed for sale$215,000
2021-10-06Sold$129,900
2021-08-21Pending sale$129,900
2021-08-21Listed for sale$129,900

For Sale by Agent

AgentKevin Castro
BrokerageRE/MAX Prestige Legacy

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