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96 Black Horse Ln, Cohasset, MA, 02025

4beds
4baths
4,300sqft
$2,400,000
$558price/sqft
$15,616/moest. monthly cost
$624,640/yrincome needed

About This Home

New-construction colonial waterfront residence set along one of Cohasset’s most coveted lanes, offering direct water frontage. This timeless home blends classic New England architecture with a refined, modern layout spanning approximately 4,300 square feet across two finished levels. The main level features a gracious foyer, library, and a sun-filled great room that flows seamlessly into the kitchen and morning room - each positioned to capture water views. A private home office, walk-in pantry, mudroom with built-ins, and an attached two-car garage provide exceptional functionality without compromising style.The second level is anchored by a serene primary suite with a spacious bedroom, dressing room, and spa-like bath. Three additional bedrooms include a Jack-and-Jill layout and a guest suite, complemented by a dedicated laundry room.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

--
Osgood SchoolGrades PK-21.2 mi
9/10
Cohasset Middle SchoolGrades 6-81.0 mi
10/10
Cohasset High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Second Floor

Bathroom1

  • Level: First
  • Area: 45.88

Bathroom2

  • Level: Second
  • Area: 108

Bathroom3

  • Level: Second
  • Area: 247

Bedroom2

  • Level: Second
  • Area: 172.36

Bedroom3

  • Level: Second
  • Area: 252

Bedroom4

  • Level: Second
  • Area: 258.4

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Area: 180.9

Features

  • Bathroom,Home Office,Library,Mud Room
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 4,300

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,300
  • Total interior livable area: 4,300 sqft

Kitchen

  • Area: 254.6

Living Room

  • Level: First
  • Area: 168

Master Bedroom

  • Level: Second
  • Area: 173.6

Office

  • Level: First
  • Area: 114.799999999

Property

Details

  • Zoning: 9999999

Features

  • Has view: Yes
  • View description: Scenic View(s),Water,River
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,River,1/2 to 1 Mile To Beach

Lot

  • Lot size: 2 Acres

Parking

  • Total spaces: 6
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,135$145,620
Home Insurance *$594$7,128
Property Taxes $2,040$24,480
Electricity $847$10,175
Total$15,616$187,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$535,405/yr
40% on housing$468,480/yr
45% on housing$416,426/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$558This listing

vs Other Active Listings

Avg $/sqft

ZIP 02025$638
Norfolk County$448

vs Homes Sold Last Month

Median $/sqft

ZIP 02025$581
Norfolk County$427

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-18Listed for sale$4,500,000

For Sale by Agent

AgentKevin Caulfield
BrokerageCompass

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