1046 Kings Highway, Stoddard, NH, 03464
About This Home
Secluded on a hill is this quaint, ready-to-be-completed cabin in this low-taxed, beautiful New Hampshire town. Enjoy watching the sunrise or viewing the fall foliage on this elevated 3.2 acre lot without a neighbor in sight. A 3 bedroom septic is already installed and ready to go. The 24'x32' footprint has a loft for additional living space or storage, and a full walk-out basement offers plenty of room for expansion, or a separate detached ADU. This is part of the Hidden Lake Association which gives residents access to Highland Lake and Hidden Lake, as well as the clubhouse, playground, and pool. This is a beautiful, private location with so many outdoor activities to enjoy. It is only a short drive to Crotched Mountain and Pat's Peak, and offers an easy commute to Keene, Concord, Hillsborough, and Peterborough. (No sign on property yet.)
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- New construction: Yes
- Year built: 2024
Materials
- Foundation: Concrete,Poured Concrete
- Roof: Metal
- Construction materials: Wood Frame,Wood Exterior
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Concrete Floor,Walkout,Exterior Entry,Walk-Out Access
Features
- Finished area below ground: 0
- Finished area above ground: 0
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total structure area: 1,536
Property
Details
- Zoning description: Rural
- Exclusions: Boat slips are on an "as available" basis with the HOA and there is a small fee. Farm animals,including chickens,are not permitted.
Features
- Levels: One
- Stories: 1
- Has view: Yes
- Waterfront features: Beach Access
- Waterbody name: Highland Lake
- Frontage length: Road frontage: 497
Lot
- Lot size: 3.20 Acres
- Features: Country Setting,Hilly,Recreational,Timber,Views,Wooded,Near Skiing,Rural
Parking
- Total spaces: 1
- Parking features: Dirt
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across New Hampshire Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,288 | $15,456 |
| Home Insurance | $107 | $1,284 |
| Property Taxes | $397 | $4,764 |
| Electricity | $283 | $3,398 |
| Total | $2,075 | $24,900 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-06 | Price change | $274,900 |
| 2025-12-19 | Listed for sale | $279,900 |
View on Zillow