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2617 Banner St, Saint Paul, VA, 24283

3beds
1baths
1,248sqft
$92,500
$74price/sqft
$828/moest. monthly cost
$33,120/yrincome needed

About This Home

This brick ranch offers 3 bedrooms, 1 bathroom, kitchen and living area, along with a den and laundry area. There is a large deck, brick patio, and a brick storage building. Buyer and buyer's agent should verify all information in this listing. Subject to Errors and Omissions.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

3/10
4/10
Castlewood High SchoolGrades 8-121.7 mi
4/10
Lebanon Middle SchoolGrades 5-712.3 mi

Construction

Condition

  • Property condition: Average
  • Year built: 1976

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Dirt Floor,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Laminate Counters
  • Door features: Sliding Doors
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Property

Details

  • Parcel number: 157l Ib 3293 & 157l Ib 3289c
  • Zoning: RES
  • Special condition: In Foreclosure

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Topography of land: Rolling Slope

Lot

  • Lot size: 0.70 Acres
  • Lot size dimensions: 96 x 161 x 104 x 155

Parking

  • Total spaces: 1
  • Parking features: Driveway,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Inland Flooding
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $467$5,604
Home Insurance *$123$1,476
Property Taxes $36$432
Electricity $202$2,433
Total$828$9,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,388/yr
40% on housing$24,840/yr
45% on housing$22,080/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -13.2%
-13.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 24283$45
Russell County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 24283$60
Russell County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2021-03-05Sold$94,000
2021-01-28Contingent$99,000
2021-01-05Listed for sale$99,000

Unknown Listed By

AgentSuzette Robinson
BrokerageCentury 21 Bennett & Edwards

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