See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

8285 Peter White Rd, Deerton, MI, 49822

6beds
5baths
2,610sqft
$595,000
$228price/sqft
$3,991/moest. monthly cost
$159,640/yrincome needed

About This Home

Set along the scenic Laughing Whitefish River, this spacious riverfront residence offers privacy, comfort, and versatile living options in a peaceful natural setting. The main home features two bedrooms and three full bathrooms, along with a large open-concept living and kitchen area ideal for everyday living and entertaining. Two storage closets add practical convenience to the main floor layout. The lower level provides excellent guest accommodations, offering a utility room with washer and dryer, plus two private suite-style rooms, each with two beds, one bathroom, and a full kitchen—perfect for extended family, guests, or multi-generational living. The entire residence is heated by a propane hot water heating system, providing reliable comfort year-round. Also included is a second home on the property offering approximately 912 square feet, ideal for guests, family members, or caretaker housing. Outdoor living is enhanced by a separate screened-in river room outbuilding featuring a large picture window with peaceful river views—an ideal place to relax, dine, or enjoy the natural surroundings in any season. Additional structures include a pole barn and a storage shed, offering ample space for vehicles, equipment, and recreational gear. With river frontage and a tranquil setting, this unique residential property offers a rare opportunity to enjoy a private retreat with flexible living space and room to embrace the outdoors. Looking for even more space to explore? An additional 94 acres is available for purchase at a slightly higher price—offering the opportunity to expand your private retreat and create an even larger outdoor adventure setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

--

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Slab
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Water Heater
  • Laundry features: Lower Level

Basement

  • Basement: Full

Bathroom1

  • Level: Main
  • Area: 30

Bathroom2

  • Level: Main
  • Area: 30

Bathroom3

  • Level: Main
  • Area: 32

Bathroom4

  • Level: Lower
  • Area: 48

Bathroom5

  • Level: Lower
  • Area: 48

Bedroom

  • Level: Lower
  • Area: 144

Bedroom1

  • Level: Main
  • Area: 240

Bedroom2

  • Level: Main
  • Area: 224

Bedroom3

  • Level: Lower
  • Area: 135

Bedroom4

  • Level: Lower
  • Area: 150

Bedroom5

  • Level: Lower
  • Area: 150

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Features

  • Other
  • Finished area below ground: 1,262
  • Finished area above ground: 1,348

Heating & Cooling

  • Heating features: Hot Water,Propane
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,696
  • Total interior livable area: 2,610 sqft

Property

Details

  • Parcel number: 00722200800
  • Special condition: Private,Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Exterior features: Other
  • On waterfront: Yes
  • Waterfront features: River Front,Waterfront
  • Waterbody name: Laughing Whitefish River
  • Frontage length: 293

Lot

  • Lot size: 30 Acres
  • Features: Rural,Wooded
  • Lot size dimensions: 293 x

Parking

  • Total spaces: 2
  • Parking features: Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Alger County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$258$3,096
Property Taxes $441$5,292
Electricity $284$3,416
Total$3,991$47,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,834/yr
40% on housing$119,730/yr
45% on housing$106,426/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 49822
Alger County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 49822
Alger County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$795,000
2026-05-05Price change$725,000
2026-04-29Price change$750,000
2025-12-19Price change$825,000
2025-12-19Listed for sale$750,000

For Sale by Agent

AgentTERRY HUFFMAN
BrokerageRE/MAX 1ST REALTY

Similar Homes