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0 Heath Ct Lot 22, Loveland, OH, 45140

5beds
6baths
4,883sqft
$1,589,000
$325price/sqft
$10,735/moest. monthly cost
$429,400/yrincome needed

About This Home

Contemporary two-story home by J&K Custom Homes in the desirable Chimney Ridge neighborhood. Actively under construction with completion planned for Fall 2026! Offering 5 bedrooms, 5.5 baths, and 4,800+ finished sf, this home truly has it all. The welcoming entry features a home office to the right and, to the left, a hallway leading to the powder bath and a convenient 1st floor bedroom. The great room showcases a beamed ceiling, fireplace, and floating shelves, flowing seamlessly into the gourmet kitchen with top-of-the-line appliances, quartz countertops and backsplash, plus a wet bar. Enjoy hardwood floors throughout the main level, 9-foot ceilings, and a walk-in butler's pantry. The primary suite boasts a large walk-in closet and spa-like bath. The upstairs bedrooms have their own ensuite baths and walk in closets. The finished basement offers a rec room and fifth bedroom w/ full bath. A spacious three-car attached garage connects to a back hall with cubbies and coat closets.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
7/10
Little Miami High SchoolGrades 9-127.1 mi

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick

Other

  • Builder name: J&K Custom Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Full
  • Level: Second

Bathroom3

  • Features: Full
  • Level: Second

Bathroom4

  • Features: Full
  • Level: Lower

Bedroom2

  • Level: Second
  • Area: 192

Bedroom3

  • Level: Second
  • Area: 168

Bedroom4

  • Level: First
  • Area: 130

Bedroom5

  • Level: Lower
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Features: Walkout,Wood Floor
  • Level: First
  • Area: 198

Family Room

  • Area: 0

Features

  • High Ceilings,Recessed Lighting
  • Door features: Multi Panel Doors
  • Window features: Insulated Windows
  • Number of fireplaces: 1
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes

Great Room

  • Features: Bookcases,Fireplace
  • Level: First
  • Area: 360

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,883
  • Total interior livable area: 4,883 sqft

Kitchen

  • Features: Pantry,Quartz Counters,Eat-in Kitchen,Gourmet,Kitchen Island,Wood Floor
  • Area: 252

Living Room

  • Area: 0

Master Bathroom

  • Features: Shower,Tile Floor,Double Vanity

Master Bedroom

  • Features: Bath Adjoins,Walk-In Closet(s),Wood Floor
  • Level: Second
  • Area: 266

Office

  • Features: French Doors,Wood Floor
  • Level: First
  • Area: 169

Property

Details

  • Parcel number: NEW/UNDER CONST/TO BE BUILT

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 0.44 Acres
  • Features: Less than .5 Acre
  • Lot size dimensions: 100 x 170

Parking

  • Total spaces: 3
  • Parking features: Off Street,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,034$96,408
Home Insurance *$563$6,756
Property Taxes $1,615$19,380
Electricity $523$6,284
Total$10,735$128,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$368,057/yr
40% on housing$322,050/yr
45% on housing$286,266/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 23.9%
23.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 45140$275
Warren County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 45140$203
Warren County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-18Listed for sale$1,589,000

New Construction

AgentMichael P Hines
BrokerageColdwell Banker Realty

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