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520 Greenbush Rd, Warwick, RI, 02818

3beds
3baths
2,613sqft
$1,225,000
$469price/sqft
$8,572/moest. monthly cost
$342,880/yrincome needed

About This Home

Introducing 520 Greenbush Road, @THE COTTAGES ON THE KNOLL, another beautiful custom home developed and built by Philip Ryan Homes. Currently under construction, with projected occupancy date August 2026, this property offers a bucolic country setting while being only minutes to lively Main Street East Greenwich. Commuters will enjoy convenient access to I-95 N/S, train and TF Green airport. Sited on 1.38 acres, 520 Greenbush Road, offers 2613 square feet of living on three well designed levels. Featuring a first level primary sanctuary, and a second level en-suite and private study. A sunny, full walkout lower level offers a third bedroom, full bath, media room, and storage space. Other finishes include quartz countertops, mill-work details, custom closets, hardwoods, covered entry porch, deck, patio, oversized two car garage, sprinklers and more! Opportunity to customize interior selections.

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

5/10
Cedar Hill SchoolGrades K-51.6 mi
5/10
5/10
Toll Gate High SchoolGrades 9-122.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Plaster,Other Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Tankless Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Partially Finished,Bath/Stubbed,Bedroom(s),Family Room,Storage Space,Utility

Bathroom

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Area

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Features

  • Wall (Plaster),Stairs,Plumbing (Copper),Plumbing (Mixed),Plumbing (PEX),Insulation (Ceiling),Insulation (Walls)
  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Hardwood,Other
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 844
  • Finished area above ground: 1,769

Heating & Cooling

  • Heating features: Electric,Forced Air,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,769
  • Total interior livable area: 2,613 sqft

Kitchen

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Living Room

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Master Bedroom

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Office

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Other

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Other

  • Features: Ceiling Height 7 to 9 ft
  • Level: Lower

Recreation Room

  • Features: Ceiling Height 7 to 9 ft
  • Level: Lower

Storage

  • Features: Ceiling Height 7 to 9 ft
  • Level: Lower

Property

Features

  • Patio & porch: Deck,Patio,Porch

Lot

  • Lot size: 1.38 Acres
  • Features: Sprinklers

Parking

  • Total spaces: 6
  • Parking features: Attached,Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,194$74,328
Home Insurance *$448$5,376
Property Taxes $1,398$16,776
Electricity $532$6,385
Total$8,572$102,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$293,897/yr
40% on housing$257,160/yr
45% on housing$228,586/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$469This listing

vs Other Active Listings

Avg $/sqft

ZIP 02818$357
Kent County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 02818$278
Kent County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Price change$1,179,000
2025-12-19Listed for sale$1,320,000

New Construction

AgentKaren Primeau
BrokerageRI Real Estate Services

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