541 Spruce Dr, Lady Lake, FL, 32159
About This Home
Home is located in Water Oak Country Club Estates, an active 55 plus resort style land lease community in Lady Lake Florida. This spacious home has a lot to offer! Driveway and carport provide ample parking and a separate golf cart driveway is very convenient. Double doors on the shed for golf cart storage. The utility shed houses your washer and dryer and has storage shelves as well as a wash basin. A screened in lanai is a perfect spot to enjoy the beautiful Florida weather, and it has privacy curtains as well. A cozy area in the rear is a great spot for a small pet or to sit and watch the gorgeous sunsets and this area has been approved by the community. Centrally located in the community, just a short golf cart drive or walk to the on site restaurant and golf course, as well as the main clubhouse pool and amenities. Large open kitchen with a great island for extra seating or prep work. The dining area has a built in hutch and it opens up to the comfortable living room which also has attractive built in's. The large bow windows across the front of the home, provide plenty of natural light. A second area can be used as a den or separate TV area. Home is being sold furnished, including 3 TV'S. A full room has been added to the home with 2x6 exterior walls, interior drywall walls, weather safe windows and a separate AC that helps make this area very comfortable. The guest bedroom has a walk in closet and an en suite pass thru bathroom with upgraded tub and shower surround. The primary bedroom is large and has a large walk in closet. The en suite bathroom has double sinks and a walk in shower. Various closets in the home help with storage needs. New metal roof was installed in 2020 as well as a new A/C/Heat pump. Water heater was replaced in 2010. Water Oak is a premier active 55+ land lease community in Central Florida. A peaceful community with rolling hills, historic trees, and a newly renovated 18-hole championship golf course. Enjoy a gated community that mows your lawn as you live a resort lifestyle with two beautiful clubhouses, heated pools, a sports center, newly renovated restaurant, and a variety of clubs and activities. Call us to see this great home today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1985
Materials
- Roof: Metal
- Construction materials: Aluminum Siding
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Oven,Washer
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Laminate,Linoleum
- Finished area above ground: 1,456
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central,Wall/Window Unit(s)
Interior Area
- Total structure area: 1,456
Kitchen
- Features: Open,Laminate Counters
Property
Details
- On leased land: Yes
- Lease amount: 765
Features
- Stories: 1
- Patio & porch: Open Porch,Screened Porch
- Exterior features: Sprinkler System
- Has view: Yes
- View description: Scenic,Street
Lot
- Features: Trees
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $346 | $4,152 |
| Home Insurance * | $36 | $432 |
| Property Taxes | $43 | $516 |
| Electricity | $197 | $2,366 |
| Total | $622 | $7,464 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-21 | Listed for sale | $79,900 |
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