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104 Concord Drive, Guyton, GA, 31312

5beds
4baths
4,000sqft
$578,000
$145price/sqft
$4,014/moest. monthly cost
$160,560/yrincome needed

About This Home

Seller will pay UP TO $25,000 In closing costs!! INtroducing the most sought-after floor plan by Faircloth Homes. This stunning home boasts a grand dining room with an elegant coffered ceiling, a private study, and a spacious great room with a cozy fireplace. With LVP floors in the foyer, dining room, great room, and kitchen, this home exudes luxury.The main level features an in-law or guest suite that connects to a hall bath. The fully-equipped kitchen includes an oversized island, granite countertops, a convenient work station, a walk-in pantry, a microwave, double oven, and a ceramic cooktop.Upstairs, you'll find an expansive open bonus/theater room and four additional bedrooms, including a large deluxe master suite with a relaxing sitting area. The master bathroom is appointed with LVT floors, walk in shower, a garden tub, a walk-in closet, and separate vanities.Irrigation system, gutters, a side entry garage.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Marlow Elementary SchoolGrades PK-50.4 mi
8/10
7/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Other

  • Builder model: 4000-2
  • Builder name: Faircloth Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Double Oven,Dishwasher,Electric Water Heater,Disposal,Microwave
  • Laundry features: Laundry Room,Upper Level,Washer Hookup,Dryer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Area,Double Vanity,Garden Tub/Roman Tub,Kitchen Island,Primary Suite,Pantry,Pull Down Attic Stairs,Sitting Area in Primary,Separate Shower,Upper Level Primary,Programmable Thermostat
  • Window features: Double Pane Windows
  • Number of fireplaces: 2
  • Fireplace features: Electric,Great Room,Master Bedroom
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 4,000 sqft

Property

Details

  • Parcel number: 0327A213
  • Zoning description: Single Family
  • Special condition: Standard

Features

  • Patio & porch: Porch,Front Porch

Lot

  • Lot size: 0.38 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Rear/Side/Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,922$35,064
Home Insurance *$276$3,312
Property Taxes $428$5,136
Electricity $388$4,663
Total$4,014$48,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,622/yr
40% on housing$120,420/yr
45% on housing$107,040/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 31312$156
Effingham County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 31312$184
Effingham County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-21Listed for sale$593,000

New Construction

AgentAlicja Patel
BrokerageeXp Realty LLC

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