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1080 Mapletree Ln, Indian Trail, NC, 28079

3beds
2baths
1,604sqft
$409,900
$256price/sqft
$2,596/moest. monthly cost
$103,840/yrincome needed

About This Home

This stunning 3 bed 2 bath ranch is ready for you! This open floor plan with 9' ceilings offers a beautiful kitchen with quartz countertops, a gas range & a walk-in pantry. It is open to the family room and casual dining area with access to the back covered patio overlooking your private back yard. The luxurious primary suite has a spa like en-suite bathroom with a walk in tiled shower. Just minutes from everyday conveniences, this home combines comfort and convenience. With only 44 total homesites available, Don’t miss out on this exceptional opportunity—schedule a showing today and make this exquisite property your new home! We are conveniently located near US-74 and I-485, Cottages at Indian Trail West provides easy access to Uptown Charlotte, Matthews, Mint Hill, Concord, and Ballantyne. Enjoy the perfect blend of nature, convenience, and community in a location that keeps you connected to work, shopping, dining, and more.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
3/10
Sun Valley Middle SchoolGrades 6-82.3 mi
5/10
Sun Valley High SchoolGrades 9-122.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Stone Veneer

Other

  • Builder model: Cascade
  • Builder name: Dream Finders Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Family Room

  • Features: Tray Ceiling(s)
  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Walk-In Closet(s),Walk-In Pantry
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,604

Heating & Cooling

  • Heating features: Natural Gas,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 1,604
  • Total interior livable area: 1,604 sqft

Kitchen

  • Features: Kitchen Island
  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Features: Tray Ceiling(s)
  • Level: Main

Property

Details

  • Parcel number: 07135365
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch

Lot

  • Lot size: 0.15 Acres
  • Features: Private,Wooded,Views

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,072$24,864
Home Insurance *$130$1,560
Property Taxes $194$2,328
Electricity $200$2,405
Total$2,596$31,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,005/yr
40% on housing$77,880/yr
45% on housing$69,226/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 28079$218
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28079$209
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Pending sale$409,900
2026-05-06Price change$409,900
2025-12-21Listed for sale$414,900

New Construction

AgentSabrina Corcoran
BrokerageDream Finders Realty, LLC.

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