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813 Commanders Island Rd., Georgetown, SC, 29440

4beds
4baths
3,342sqft
$774,900
$232price/sqft
$5,098/moest. monthly cost
$203,920/yrincome needed

About This Home

Custom Lowcountry home blending timeless design with modern comfort. Exceptional curb appeal with craftsman columns, real cypress shutters and porch ceiling, exposed rafter tails, brick accents, and mixed lap/shake siding. Low-maintenance exterior includes HardiePlank siding, PVC trim, vinyl windows, architectural shingles, metal accent roof, and full gutters. Open floor plan with abundant natural light, Tamarind laminate flooring throughout, custom shaker-style trim, recessed lighting, and ceiling fans in all rooms. Chef’s kitchen features cream shaker cabinets, Taj Mahal quartz countertops, custom cypress hood, tile backsplash, under-cabinet lighting, farmhouse sink, stainless appliances, drawer microwave, beverage cooler, and Butler’s pantry. Spacious primary suite with custom closets and spa-like bath featuring curb-less walk-in shower, freestanding tub, custom tile, and separate water closet. Custom oak staircase leads to open loft, three additional bedrooms, and tiled baths with quartz vanities. Large bonus room over garage with mini-split HVAC. Fully sodded and irrigated yard, municipal water/sewer, natural gas, tankless Rinnai water heater, and two-car garage. Located in gated South Island Plantation with community pool, clubhouse, day dock, and convenient access to Georgetown, Pawleys Island beaches, Charleston, and Myrtle Beach. Some photos have been virtually staged.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

3/10
5/10
Georgetown Middle SchoolGrades 6-85.4 mi
3/10
Georgetown High SchoolGrades 9-125.4 mi

Construction

Condition

  • Property condition: Never Occupied
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick Veneer,HardiPlank Type,Masonry

Other

  • Builder name: JMS Constructors

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Range Hood
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Dual Sinks,Garden Tub/Roman Tub,Bath in Primary Bedroom,Main Level Primary,Separate Shower,Vanity,Walk-In Closet(s),Kitchen Island,Loft,Stainless Steel Appliances
  • Door features: Insulated Doors
  • Flooring: Laminate,Tile

Heating

  • Heating features: Central,Electric

Interior Area

  • Total structure area: 3,792
  • Total interior livable area: 3,342 sqft

Property

Details

  • Parcel number: 050055A1790000
  • Zoning: Res
  • Special condition: None

Features

  • Levels: Two
  • Stories: 1
  • Pool features: Community,Outdoor Pool
  • Patio & porch: Front Porch,Patio
  • Exterior features: Sprinkler/Irrigation,Patio
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 9,583 sqft
  • Features: City Lot,Rectangular,Rectangular Lot

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage,Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Earthquake
Heat Wave
Ice Storm
Wildfire
Tsunami

FEMA Declared Disasters in Georgetown County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$595$7,140
Property Taxes $264$3,168
Electricity $321$3,856
Total$5,098$61,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,788/yr
40% on housing$152,940/yr
45% on housing$135,946/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 29440$267
Georgetown County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 29440$206
Georgetown County$253

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Price change$774,900
2026-06-01Listed for sale$779,900
2026-04-20Contingent$779,900
2025-12-22Listed for sale$779,900

New Construction

AgentAmy E Smith
BrokerageRealty ONE Group DocksideSouth

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