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12125 Providence Center Loop, Arlington, TN, 38002

4beds
4baths
3,020sqft
$639,900
$212price/sqft
$4,358/moest. monthly cost
$174,320/yrincome needed

About This Home

Welcome to the brand new Providence Place community in Arlington! Located near shopping and top-rated schools, this Merlin plan has 4 bedrooms, 3.5 baths, and a large loft area that would be a great play room. This plan also offers a luxurious primary suite with a separate tub and shower, dual vanities, and a huge closet with wood shelving. The kitchen design provides plenty of cabinet space, quartz countertops, double ovens, a gas cooktop, and a large pantry. This home has oversized closets throughout, custom built-in features, and an open concept floorplan that provides plenty of space to live and entertain in comfort. Enjoy the outdoors on the covered outdoor living area. Blinds are included in the price, so you won't have to worry about that added expense after closing! This home is under construction and is expected to be complete in July of 2026.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
6/10
Arlington Middle SchoolGrades 6-81.7 mi
8/10
Arlington High SchoolGrades 9-120.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer,Wood/Composition

Other

  • Builder name: Regency Homebuilders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Vent Hood/Exhaust Fan,Cooktop,Dishwasher,Disposal,Double Oven,Gas Cooktop,Microwave,Range/Oven
  • Laundry features: Laundry Room

Bedroom2

  • Features: Carpet,Shared Bath,Smooth Ceiling,Vaulted/Coffered Ceilings,Walk-In Closet(s)
  • Level: Second
  • Area: 168

Bedroom3

  • Features: Carpet,Shared Bath,Smooth Ceiling,Vaulted/Coffered Ceilings,Walk-In Closet(s)
  • Level: Second
  • Area: 168

Bedroom4

  • Features: Carpet,Private Full Bath,Smooth Ceiling,Vaulted/Coffered Ceilings,Walk-In Closet(s)
  • Level: Second
  • Area: 192

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Den

  • Area: 399

Features

  • 1 or More BR Down,Double Vanity Bath,Full Bath Down,Half Bath Down,Primary Down,Separate Tub & Shower,Split Bedroom Plan,High Ceilings,Smooth Ceiling,Vaulted/Coff/Tray Ceiling,Cable Wired,Powder/Dressing Room,Walk-In Closet(s),1 1/2 Bath,Breakfast Room,Den/Great Room,Kitchen,Laundry Room,Primary Bedroom,2 or More Baths,2nd Bedroom,3rd Bedroom,4th or More Bedrooms,Square Feet Source: Floor Plans (Builder/Architecture)
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Part Carpet,Part Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: In Den/Great Room,Ventless
  • Fireplace: Yes
  • Attic: Attic Access

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 3,020 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Separate Breakfast Room
  • Area: 228

Living Room

  • Features: Great Room

Master Bathroom

  • Features: Double Vanity,Separate Shower,Smooth Ceiling,Tile Floor,Full Bath

Master Bedroom

  • Features: Carpet,Smooth Ceiling,Walk-In Closet(s)
  • Level: First
  • Area: 238

Property

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch,Covered Patio

Lot

  • Lot size: 5,662 sqft
  • Features: Professionally Landscaped
  • Lot size dimensions: .13

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Garage Door Opener
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Earthquake
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,235$38,820
Home Insurance $361$4,332
Property Taxes $517$6,204
Electricity $245$2,944
Total$4,358$52,296

Income You'd Need if You Spent...

35% on housing$149,417/yr
40% on housing$130,740/yr
45% on housing$116,213/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 38002$174
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38002$171
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$664,900
2025-12-22Listed for sale$654,900

New Construction Spec

AgentRichard Floyd
BrokerageRegency Realty, LLC

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