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687 MIDWAY DRIVE #A, Ocala, FL, 34472

2beds
2baths
1,060sqft
$140,000
$132price/sqft
$1,182/moest. monthly cost
$47,280/yrincome needed

About This Home

Welcome to this charming completely remodeled 55+ 2 Bedroom 2 Bathroom corner-END unit Downstairs. Condominium in a desirable 55+ FURNISHED waterfront community. Situated on the FIRST floor. This well-maintained 2-bedroom, 2-bath home offers peaceful views of Lake Sparkle and is conveniently located near the golf course and community amenities. The Lanai has new tinted hurricane proof windows , the floor has been raised to the same height as living room. There is another small office or extra bonus room next to the lanai with 2 closets and the back door. Ceiling fans throughout. Open living and dining area that takes full advantage of the lake views. The spacious primary suite features built-in cabinetry, abundant storage, an oversized walk-in closet with built ins, and a private en-suite remodeled bathroom. Surrounded by mature oak trees, manicured lawns, and scenic landscaping, the neighborhood provides a serene setting with sidewalks throughout for enjoyable walks. NO Flood Zone- Conventional Loan Accepted. Additional highlights include: 2 bedrooms and 2 full bathrooms Ground-floor corner unit Beautiful waterfront views of Lake Sparkle Separate office/flex space Enclosed indoor lanai Outdoor concrete patio, perfect for grilling and relaxing by the water New roof (2023) New exterior paint (2026) Residents enjoy complimentary access to the community center (with a one-time $5 laminated badge fee), featuring: 3 swimming pools Jacuzzi Pickleball courts Fitness center Lake access and recreational activities Active social opportunities Conveniently located near parks, medical facilities, shopping, and restaurants. Outdoor enthusiasts will appreciate being just 8 miles from Silver Springs State Park and 19 miles from World Equestrian Center. Enjoy carefree living, beautiful water views, and exceptional community amenities in this welcoming 55+ neighborhood.

Getting Around

3
WalkingCar-Dependent
19
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

3/10
4/10
Lake Weir Middle SchoolGrades 6-87.8 mi
2/10
Lake Weir High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco,Wood Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Kitchen,Inside

Balcony Porch Lanai

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 72
  • Dimensions: 12x6

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 141.12
  • Dimensions: 12.6x11.2

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 100.86
  • Dimensions: 12.3x8.2

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Thermostat,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Tile
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,483
  • Total interior livable area: 1,060 sqft

Kitchen

  • Level: First
  • Area: 74.74
  • Dimensions: 10.1x7.4

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 171.36
  • Dimensions: 13.6x12.6

Office

  • Features: Built-in Closet
  • Level: First
  • Area: 39.6
  • Dimensions: 6.6x6

Primary Bedroom

  • Features: Built-In Shelving,Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 153.45
  • Dimensions: 9.9x15.5

Property

Details

  • Parcel number: 9049108102
  • Zoning: R3
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Gunite,In Ground,Lap,Lighting,Outside Bath Access
  • Exterior features: Irrigation System,Lighting,Rain Gutters,Sidewalk
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Lake Privileges
  • Waterbody name: LAKE SPARKLE

Lot

  • Lot size: 596 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$97$1,164
Property Taxes $181$2,172
Electricity $197$2,366
Total$1,182$14,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,525/yr
40% on housing$35,460/yr
45% on housing$31,520/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 34472$105
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34472$178
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Price change$134,900
2026-05-31Listed for sale$140,000
2020-07-14Sold$69,900
2020-06-05Pending sale$69,900
2020-05-12Listed for sale$69,900
2020-05-12Pending sale$69,900
2020-05-09Listed for sale$69,900
2015-05-21Sold$51,500
2008-07-21Listing removed$90,000
2008-05-08Listed for sale$90,000
2004-03-23Sold$48,900

For Sale by Agent

AgentMarie Evans
BrokerageRE/MAX PREMIER REALTY

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