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2856 E State Highway 184, Bude, MS, 39630

3beds
2baths
1,131sqft
$176,000
$156price/sqft
$1,655/moest. monthly cost
$66,200/yrincome needed

About This Home

Welcome home to this beautiful new construction built in 2024, offering 3 bedrooms and 2 full baths with approximately 1,131 square feet of thoughtfully designed living space on ±0.35 acres. This home features a practical and inviting layout, beginning with entry from the front door into a spacious living room that flows seamlessly into the large kitchen and dining area—perfect for everyday living and entertaining. The expansive kitchen offers plenty of room for a dining table and features all-new appliances, ample cabinetry, and a large pantry for exceptional storage. A separate bar area within the kitchen would be perfect for your coffee bar or additional prep space. A one-car carport provides convenient access directly into the kitchen, making unloading groceries quick and easy. Each bedroom offers generous closet space and ceiling fans for added comfort. The primary suite serves as a private retreat with an adjoining full bath. Step outside to enjoy a large backyard with endless potential for outdoor entertaining, recreation, or future enhancements. An additional new construction home located next door is also available for purchase, making this a perfect opportunity for those looking to move parents or grandparents closer while still maintaining privacy. Located in the Franklin County School District, this home offers a desirable balance of peaceful country living with convenient access—just 30 minutes from Natchez, Brookhaven, or McComb, and only minutes from the Homochitto National Forest, Homochitto River, and Lake Okhissa. Schedule your private showing today and see all this beautiful new construction home has to offer!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
7/10
Franklin High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Microwave,Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Pantry
  • Door features: Dead Bolt Lock(s),Insulated
  • Window features: Screens,Vinyl
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,131
  • Total interior livable area: 1,131 sqft

Property

Details

  • Parcel number: Part Of 089a3008100

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: None
  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 0.35 Acres
  • Features: Cleared,Few Trees,Level

Parking

  • Total spaces: 1
  • Parking features: Attached Carport,Shared Driveway,Concrete
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Hail
Lightning
Strong Wind
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Franklin County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $889$10,668
Home Insurance *$495$5,940
Property Taxes $79$948
Electricity $192$2,304
Total$1,655$19,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,742/yr
40% on housing$49,650/yr
45% on housing$44,133/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 16.9%
16.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 39630
Franklin County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 39630
Franklin County$47

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-21Price change$176,000
2025-12-23Listed for sale$189,900

New Construction

AgentMelaine Daigle
BrokerageBerkshire Hathaway HomeServices-Cabin & Creek

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